:root {
  --navy: #07111f;
  --navy-soft: #0f2034;
  --ink: #10202e;
  --cream: #f4efe5;
  --paper: #fbf9f4;
  --gold: #d8ad67;
  --coral: #eb8066;
  --peach: #e9b991;
  --line: rgba(16, 32, 46, 0.15);
  --white-line: rgba(255, 255, 255, 0.18);
  --radius: 1.25rem;
  --max: 1240px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: "Segoe UI", Arial, sans-serif;
  -webkit-font-smoothing: antialiased;
}
body.menu-open { overflow: hidden; }
a { color: inherit; text-decoration: none; }
button, input, textarea { font: inherit; }
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
.skip-link {
  position: fixed;
  top: 1rem;
  left: 1rem;
  z-index: 999;
  padding: .75rem 1rem;
  background: white;
  transform: translateY(-180%);
}
.skip-link:focus { transform: translateY(0); }
.scroll-progress {
  position: fixed;
  z-index: 250;
  inset: 0 0 auto;
  height: 3px;
  background: transparent;
}
.scroll-progress span {
  display: block;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, var(--coral), var(--gold));
  transform: scaleX(0);
  transform-origin: left center;
  will-change: transform;
}

.site-header {
  position: fixed;
  z-index: 100;
  top: 0;
  left: 0;
  right: 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 86px;
  padding: 0 max(4vw, 1.25rem);
  color: white;
  transition: background .35s ease, min-height .35s ease, box-shadow .35s ease;
}
.site-header.scrolled {
  min-height: 70px;
  color: var(--ink);
  background: rgba(251, 249, 244, .92);
  backdrop-filter: blur(16px);
  box-shadow: 0 1px 0 var(--line);
}
.brand { display: flex; align-items: center; gap: .8rem; }
.brand-mark {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  color: var(--navy);
  background: var(--gold);
  border-radius: 50% 50% 50% 12%;
  font-family: Georgia, serif;
  font-size: 1.35rem;
  font-style: italic;
}
.brand-copy { display: grid; line-height: 1.08; }
.brand-copy strong { font-size: .98rem; letter-spacing: .02em; }
.brand-copy small { margin-top: .25rem; font-size: .68rem; letter-spacing: .16em; text-transform: uppercase; opacity: .7; }
.main-nav { display: flex; align-items: center; gap: clamp(1.2rem, 2.5vw, 2.6rem); font-size: .88rem; }
.main-nav > a:not(.nav-cta) { position: relative; }
.main-nav > a:not(.nav-cta)::after {
  content: "";
  position: absolute;
  left: 0;
  right: 100%;
  bottom: -.45rem;
  height: 1px;
  background: currentColor;
  transition: right .25s ease;
}
.main-nav > a:hover::after { right: 0; }
.nav-cta {
  display: inline-flex;
  align-items: center;
  gap: 1.1rem;
  padding: .8rem 1rem .8rem 1.2rem;
  border: 1px solid currentColor;
  border-radius: 999px;
}
.menu-toggle { display: none; }

.hero {
  position: relative;
  min-height: 100svh;
  display: grid;
  align-items: center;
  overflow: hidden;
  color: white;
  background: var(--navy);
}
.hero-art {
  position: absolute;
  inset: 0 0 0 43%;
  background-color: #deddda;
  background-image: url("paulina-hero.webp");
  background-position: center 18%;
  background-size: cover;
  -webkit-mask-image: linear-gradient(90deg, transparent 0%, rgba(0,0,0,.22) 8%, #000 30%);
  mask-image: linear-gradient(90deg, transparent 0%, rgba(0,0,0,.22) 8%, #000 30%);
  transform: scale(1.02);
  animation: hero-in 1.4s cubic-bezier(.2,.7,.2,1) both;
}
.hero-shade {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(4,12,23,1) 0%, rgba(4,12,23,.98) 39%, rgba(4,12,23,.88) 44%, rgba(4,12,23,.66) 48%, rgba(4,12,23,.38) 51%, rgba(4,12,23,.14) 54%, transparent 58%),
    linear-gradient(0deg, rgba(4,12,23,.28), transparent 32%);
}
.hero-content {
  position: relative;
  z-index: 2;
  width: min(650px, 42vw);
  margin-left: max(6vw, 1.5rem);
  padding: 9rem 0 8rem;
}
.eyebrow, .kicker {
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .18em;
  text-transform: uppercase;
}
.eyebrow { display: flex; align-items: center; gap: .8rem; color: #f0d19c; }
.eyebrow span { width: 36px; height: 1px; background: currentColor; }
.hero h1, .display, .section-heading h2, .process h2, .advisor h2, .contact h2 {
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 400;
  letter-spacing: -.045em;
}
.hero h1 { max-width: 650px; margin: 1.45rem 0 1.6rem; font-size: clamp(3rem, 5.25vw, 5.7rem); line-height: .94; }
.hero h1 em { display: block; color: #f2cb8b; font-weight: 400; }
.hero-lead { max-width: 610px; margin: 0; color: rgba(255,255,255,.78); font-size: clamp(1rem, 1.35vw, 1.22rem); line-height: 1.7; }
.hero-actions, .contact-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 2.2rem; }
.button {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  min-height: 52px;
  padding: 0 1.3rem;
  gap: 1.5rem;
  border: 1px solid transparent;
  border-radius: 999px;
  font-size: .84rem;
  font-weight: 650;
  transition: transform .2s ease, background .2s ease, color .2s ease;
}
.button:hover { transform: translateY(-2px); }
.button-primary { color: var(--navy); background: var(--gold); }
.button-primary:hover { background: #edc98d; }
.button-ghost { border-color: rgba(255,255,255,.34); color: white; }
.button-ghost:hover { background: white; color: var(--navy); }
.hero-compass {
  position: absolute;
  z-index: 3;
  right: auto;
  left: max(6vw, 1.5rem);
  bottom: 2.2rem;
  width: 150px;
  height: 150px;
  color: white;
  transition: transform .2s ease-out;
}
.compass-ring {
  position: absolute;
  left: 0;
  bottom: 0;
  width: 150px;
  aspect-ratio: 1;
  display: grid;
  place-items: center;
  border: 1px solid rgba(255,255,255,.3);
  border-radius: 50%;
  background: rgba(7,17,31,.24);
  backdrop-filter: blur(10px);
}
.compass-ring::before, .compass-ring::after {
  content: "";
  position: absolute;
  inset: 12px;
  border: 1px dashed rgba(240,209,156,.42);
  border-radius: 50%;
  animation: compass-spin 18s linear infinite;
}
.compass-ring::after {
  inset: 50% 8px auto;
  height: 1px;
  border: 0;
  border-top: 1px solid rgba(255,255,255,.2);
  border-radius: 0;
  animation: none;
}
.compass-north { position: absolute; top: 7px; color: var(--gold); font-size: .6rem; font-weight: 800; }
.compass-origin { position:relative; z-index:3; width:9px; height:9px; background:var(--gold); border:4px solid rgba(7,17,31,.82); border-radius:50%; box-shadow:0 0 20px rgba(216,173,103,.65); }
.compass-route { position:absolute; z-index:2; left:75px; top:75px; width:48px; height:1px; background:linear-gradient(90deg,rgba(216,173,103,.22),var(--gold)); transform:rotate(-43deg); transform-origin:left center; animation:compass-pulse 3s ease-in-out infinite; }
.compass-route::after { content:""; position:absolute; right:-1px; top:-3px; width:6px; height:6px; border-top:1px solid var(--gold); border-right:1px solid var(--gold); transform:rotate(45deg); }
.compass-target { position:absolute; z-index:4; top:39px; right:6px; display:flex; align-items:center; gap:.4rem; text-transform:uppercase; }
.compass-target i { width:6px; height:6px; background:var(--gold); border-radius:50%; box-shadow:0 0 14px rgba(216,173,103,.65); }
.compass-target strong { color:var(--gold); font-size:.72rem; letter-spacing:.18em; }
.compass-caption { position:absolute; z-index:4; left:50%; bottom:18px; color:rgba(255,255,255,.48); font-size:.48rem; letter-spacing:.11em; text-transform:uppercase; white-space:nowrap; transform:translateX(-50%); }


.section-pad { padding: clamp(5rem, 10vw, 9rem) max(6vw, 1.5rem); }
.manifesto { display:block; max-width:var(--max); margin:auto; }
.manifesto-copy { max-width:1000px; }
.section-index { color: #7b858d; font-size: .68rem; letter-spacing: .16em; text-transform: uppercase; }
.kicker { color: #9a6b38; margin: 0 0 1.3rem; }
.display { max-width: 920px; margin: 0; font-size: clamp(3rem, 6vw, 6.1rem); line-height: .98; }
.display em { color: var(--coral); font-weight: 400; }
.manifesto-grid { display: grid; grid-template-columns: 1fr; max-width: 900px; margin-top: 3.5rem; }
.manifesto-grid p { margin: 0; color: #52606b; line-height: 1.8; }
.manifesto-grid > div { display:grid; grid-template-columns:1fr 1fr; align-content:start; gap:clamp(2rem,6vw,6rem); }

.strategy-steps {
  position:relative;
  display:grid;
  grid-template-columns:.78fr 1.22fr;
  gap:clamp(4rem,8vw,8rem);
  align-items:start;
  padding-top:clamp(3rem,6vw,5.5rem);
  min-height:680px;
  overflow:hidden;
  color:white;
  background:
    radial-gradient(circle at 82% 32%,rgba(216,173,103,.13),transparent 28%),
    linear-gradient(140deg,#10243a,#07111f 70%);
}
.strategy-steps::before { content:""; position:absolute; inset:0; opacity:.1; background-image:linear-gradient(rgba(255,255,255,.15) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.15) 1px,transparent 1px); background-size:60px 60px; mask-image:linear-gradient(90deg,transparent 18%,#000); }
.strategy-steps-copy { position:relative; z-index:2; max-width:600px; justify-self:end; }
.strategy-steps .kicker { color:var(--gold); }
.strategy-steps-copy h2 { margin:0 0 1.8rem; font-family:Georgia,"Times New Roman",serif; font-size:clamp(3rem,5.2vw,5.6rem); font-weight:400; letter-spacing:-.05em; line-height:.96; }
.strategy-steps-copy > p:last-child { max-width:520px; margin:0; color:rgba(255,255,255,.65); line-height:1.8; }
.strategy-steps-copy > .button { margin-top:2.2rem; }
.strategy-staircase { position:relative; z-index:2; height:510px; display:grid; grid-template-columns:repeat(5,minmax(120px,1fr)); align-items:end; }
.strategy-step { position:relative; display:flex; flex-direction:column; justify-content:space-between; gap:2rem; padding:1.35rem; border-top:1px solid rgba(255,255,255,.5); border-left:1px solid rgba(255,255,255,.32); background:linear-gradient(180deg,rgba(216,173,103,.26),rgba(255,255,255,.07)); box-shadow:0 -18px 45px rgba(0,0,0,.08); }
.strategy-step span { color:var(--gold); font-size:.6rem; font-weight:800; letter-spacing:.16em; }
.strategy-step strong { max-width:150px; font-family:Georgia,"Times New Roman",serif; font-size:clamp(1.2rem,1.75vw,1.75rem); font-weight:400; line-height:1.08; }
.strategy-step-1 { height:145px; }
.strategy-step-2 { height:225px; }
.strategy-step-3 { height:305px; }
.strategy-step-4 { height:385px; }
.strategy-step-5 { height:465px; background:linear-gradient(180deg,rgba(216,173,103,.3),rgba(255,255,255,.06)); border-top-color:var(--gold); }
.reveal-delay-4 { transition-delay: .4s; }
.strategy-hop { position:absolute; z-index:5; width:26px; height:26px; padding:0; border:2px solid rgba(255,255,255,.75); border-radius:50%; background:var(--gold); box-shadow:0 0 22px rgba(216,173,103,.7); cursor:pointer; transition:left .5s cubic-bezier(.34,1.56,.64,1), top .5s cubic-bezier(.34,1.56,.64,1), box-shadow .2s; }
.strategy-hop:hover { box-shadow:0 0 30px rgba(216,173,103,.95); }
.strategy-hop:focus-visible { outline:2px solid var(--gold); outline-offset:3px; }
.strategy-hop.is-jumping { animation:strategy-hop-bounce .5s ease; }
.strategy-hop.is-tapping { animation:strategy-hop-tap .35s ease; }
.strategy-hop.is-resting { animation:strategy-hop-idle 1.4s ease-in-out infinite; }
@keyframes strategy-hop-bounce { 0%{ transform:scale(1); } 35%{ transform:scale(1.35) translateY(-16px); } 65%{ transform:scale(.92) translateY(2px); } 100%{ transform:scale(1); } }
@keyframes strategy-hop-tap { 0%{ transform:scale(1); } 40%{ transform:scale(1.15) translateY(-8px); } 100%{ transform:scale(1); } }
@keyframes strategy-hop-idle { 0%,100%{ transform:translateY(0); } 50%{ transform:translateY(-8px); } }
.strategy-step.is-hop-active { background:linear-gradient(180deg,rgba(216,173,103,.32),rgba(255,255,255,.05)); border-top-color:var(--gold); box-shadow:0 -18px 45px rgba(216,173,103,.18); transition:background .3s, box-shadow .3s, border-top-color .3s; }

.goal-map {
  position: relative;
  display: grid;
  grid-template-columns: .82fr 1.18fr;
  gap: clamp(3rem, 8vw, 8rem);
  align-items: center;
  min-height: 860px;
  overflow: hidden;
  color: white;
  background:
    radial-gradient(circle at 75% 48%, rgba(216,173,103,.12), transparent 34%),
    linear-gradient(135deg, #0f2034, #07111f 62%);
}
.goal-map::before {
  content: "";
  position: absolute;
  inset: 0;
  opacity: .13;
  background-image: linear-gradient(rgba(255,255,255,.16) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,.16) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: linear-gradient(90deg, transparent, black 45%, black);
}
.goal-map-copy { position: relative; z-index: 2; max-width: 570px; justify-self: end; }
.goal-map-copy h2 { margin: 0 0 1.8rem; font-family: Georgia, serif; font-size: clamp(3rem, 5.5vw, 6rem); font-weight: 400; letter-spacing: -.045em; line-height: .96; }
.goal-map-copy h2 em { color: var(--gold); font-weight: 400; }
.goal-map-copy > p:not(.kicker) { color: rgba(255,255,255,.65); line-height: 1.8; }
.text-link-dark { margin-top: 1rem; color: white; border-color: rgba(255,255,255,.4); }
.orbit-map {
  position: relative;
  z-index: 2;
  width: min(650px, 45vw);
  aspect-ratio: 1;
  transition: transform .18s ease-out;
}
.orbit {
  position: absolute;
  border: 1px solid rgba(255,255,255,.22);
  border-radius: 50%;
}
.orbit::after {
  content: "";
  position: absolute;
  top: 50%;
  left: -4px;
  width: 8px;
  height: 8px;
  background: var(--gold);
  border-radius: 50%;
  box-shadow: 0 0 24px var(--gold);
}
.orbit-one { inset: 5%; animation: orbit-spin 26s linear infinite; }
.orbit-two { inset: 19%; animation: orbit-spin 19s linear infinite reverse; }
.orbit-three { inset: 34%; border-style: dashed; animation: orbit-spin 14s linear infinite; }
.goal-center {
  position: absolute;
  inset: 38%;
  display: grid;
  place-content: center;
  text-align: center;
  color: var(--navy);
  background: var(--gold);
  border-radius: 50%;
  box-shadow: 0 0 80px rgba(216,173,103,.2);
}
.goal-center small { font-size: .55rem; letter-spacing: .2em; text-transform: uppercase; }
.goal-center strong { font-family: Georgia, serif; font-size: clamp(1.7rem, 3vw, 3rem); font-weight: 400; }
.goal-center span { margin-top: -.2rem; font-size: 1.2rem; }
.goal-node {
  position: absolute;
  padding: .7rem 1rem;
  color: white;
  background: rgba(15,32,52,.72);
  border: 1px solid rgba(255,255,255,.25);
  border-radius: 999px;
  backdrop-filter: blur(10px);
  font-size: .65rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  box-shadow: 0 12px 35px rgba(0,0,0,.18);
}
.goal-node::before { content: ""; display: inline-block; width: 6px; height: 6px; margin-right: .55rem; background: var(--coral); border-radius: 50%; }
.node-home { top: 9%; left: 29%; }
.node-safety { top: 42%; right: -1%; }
.node-future { bottom: 10%; left: 19%; }
.node-freedom { top: 39%; left: -3%; }

.services { background: var(--cream); }
.section-heading { display: grid; grid-template-columns: 1fr minmax(260px, .42fr); gap: 4rem; align-items: end; max-width: var(--max); margin: 0 auto 4rem; }
.section-heading h2, .process h2 { margin: 0; font-size: clamp(2.7rem, 5vw, 5rem); line-height: 1; }
.section-heading > p { margin: 0; color: #5d6972; line-height: 1.7; }
.route-offer-link { width:max-content; display:inline-flex; align-items:center; gap:.55rem; padding-bottom:.32rem; border-bottom:1px solid transparent; transition:border-color .25s ease, color .25s ease; }
.route-offer-link span { font-size:.9rem; transition:transform .25s ease; }
.route-offer-link:hover,
.route-offer-link:focus-visible { color:var(--coral); border-color:currentColor; }
.route-offer-link:hover span,
.route-offer-link:focus-visible span { transform:translate(3px,-3px); }
.route-offer-link:focus-visible { outline:2px solid var(--coral); outline-offset:5px; }
.service-grid { display: grid; grid-template-columns: 1.08fr .92fr; gap: 1rem; max-width: var(--max); margin: auto; }
.services-footer { display:flex; align-items:center; justify-content:space-between; gap:2rem; max-width:var(--max); margin:2rem auto 0; padding-top:2rem; border-top:1px solid var(--line); }
.services-footer p { margin:0; color:#65717a; }
.services-footer .button { flex:none; }
.support-gateway {
  display:grid;
  grid-template-columns:.65fr 1.35fr;
  gap:clamp(3rem,8vw,9rem);
  align-items:center;
  color:white;
  background:linear-gradient(135deg,#30273b,#171325);
}
.support-gateway-label { align-self:stretch; display:flex; flex-direction:column; justify-content:space-between; padding:1.8rem; border:1px solid rgba(255,255,255,.15); border-radius:var(--radius); }
.support-gateway-label span { width:max-content; padding:.48rem .75rem; color:var(--navy); background:var(--coral); border-radius:999px; font-size:.61rem; font-weight:800; letter-spacing:.13em; text-transform:uppercase; }
.support-gateway-label p { margin:9rem 0 0; color:rgba(255,255,255,.55); font-size:.68rem; letter-spacing:.12em; line-height:1.6; text-transform:uppercase; }
.support-gateway-copy { max-width:850px; }
.support-gateway-copy .kicker { color:var(--coral); }
.support-gateway-copy h2 { margin:.8rem 0 1.6rem; font-family:Georgia,serif; font-size:clamp(3rem,5.8vw,6.2rem); font-weight:400; letter-spacing:-.05em; line-height:.94; }
.support-gateway-copy h2 em { color:var(--coral); font-weight:400; }
.support-gateway-copy > p:not(.kicker) { max-width:690px; margin:0 0 2rem; color:rgba(255,255,255,.68); line-height:1.8; }
.service-card {
  position: relative;
  min-height: 420px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: clamp(1.5rem, 3vw, 2.5rem);
  overflow: hidden;
  background: var(--paper);
  border: 1px solid rgba(16,32,46,.09);
  border-radius: var(--radius);
  transition: transform .35s ease, box-shadow .35s ease;
}
.service-card:hover { transform: translateY(-6px); box-shadow: 0 24px 60px rgba(32,35,39,.1); }
.service-card-featured { color: white; background: var(--navy-soft); }
.service-card-warm { background: #e9b991; }
.card-number { position: absolute; top: 1.6rem; right: 1.8rem; opacity: .5; font-size: .7rem; letter-spacing: .12em; }
.service-icon { font-family: Georgia, serif; font-size: 3rem; color: var(--gold); }
.service-card h3 { max-width: 580px; margin: .5rem 0 1rem; font-family: Georgia, serif; font-size: clamp(1.8rem, 3vw, 3rem); font-weight: 400; line-height: 1.08; }
.service-card p:not(.card-label) { max-width: 560px; color: #64707a; line-height: 1.7; }
.service-card-featured p:not(.card-label) { color: rgba(255,255,255,.65); }
.card-label { margin: 0; font-size: .68rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; opacity: .62; }
.service-card > a { display: flex; justify-content: space-between; align-items: center; padding-top: 1.2rem; border-top: 1px solid currentColor; font-size: .8rem; font-weight: 700; }
.service-card > a span { font-size: 1.1rem; transition: transform .25s ease; }
.service-card > a:hover span { transform: translate(3px,-3px); }

/* Droga przez cztery główne obszary pomocy */
.service-route { position:relative; overflow:hidden; }
.route-map {
  position:relative;
  min-height:430px;
  display:grid;
  grid-template-columns:repeat(6,minmax(0,1fr));
  gap:clamp(.75rem,1.7vw,1.5rem);
  align-items:center;
  max-width:var(--max);
  margin:0 auto;
  isolation:isolate;
}
.route-map-line { position:absolute; inset:0; z-index:-1; width:100%; height:100%; overflow:visible; }
.route-map-line-base,
.route-map-line-motion { fill:none; stroke-linecap:round; stroke-width:2; }
.route-map-line-base { stroke:rgba(16,32,46,.13); }
.route-map-line-motion { stroke:var(--gold); stroke-dasharray:5 15; animation:route-flow 16s linear infinite; }
.route-stop {
  --route-y:0px;
  position:relative;
  min-height:230px;
  display:flex;
  flex-direction:column;
  justify-content:space-between;
  padding:1.25rem;
  color:var(--ink);
  background:rgba(251,249,244,.94);
  border:1px solid rgba(16,32,46,.12);
  border-radius:var(--radius);
  box-shadow:0 18px 45px rgba(16,32,46,.06);
  transform:translateY(var(--route-y));
  transition:transform .35s ease, border-color .35s ease, box-shadow .35s ease;
  animation:route-focus 18s ease-in-out infinite;
}
.route-stop:hover,
.route-stop:focus-visible { z-index:2; border-color:var(--gold); box-shadow:0 24px 60px rgba(16,32,46,.14); transform:translateY(calc(var(--route-y) - 8px)); }
.route-stop:hover,
.route-stop:focus-visible { animation:none; }
.route-stop:focus-visible { outline:3px solid rgba(216,173,103,.32); outline-offset:4px; }
.route-stop-1 { --route-y:52px; animation-delay:0s; }
.route-stop-2 { --route-y:-48px; animation-delay:3s; }
.route-stop-3 { --route-y:54px; animation-delay:6s; }
.route-stop-4 { --route-y:-44px; animation-delay:9s; }
.route-stop-5 { --route-y:48px; animation-delay:12s; }
.route-stop-6 { --route-y:-20px; animation-delay:15s; color:white; background:var(--navy-soft); border-color:rgba(255,255,255,.16); }
.route-stop-number { color:#7a694f; font-size:.65rem; font-weight:800; letter-spacing:.18em; }
.route-stop-6 .route-stop-number { color:var(--coral); }
.route-stop-dot {
  position:absolute;
  top:-7px;
  left:50%;
  width:14px;
  height:14px;
  background:var(--gold);
  border:4px solid var(--cream);
  border-radius:50%;
  box-shadow:0 0 0 1px rgba(16,32,46,.16);
  transform:translateX(-50%);
}
.route-stop-6 .route-stop-dot { border-color:var(--navy-soft); }
.route-stop strong { max-width:96%; font-family:Georgia,serif; font-size:clamp(1.4rem,1.85vw,2.15rem); font-weight:400; letter-spacing:-.04em; line-height:1.02; }
.credit-visual { width:100%; height:76px; display:block; margin:.05rem 0 .15rem; }
.credit-visual svg { width:100%; height:100%; display:block; overflow:visible; }
.credit-line { fill:none; stroke:rgba(16,32,46,.17); stroke-width:1.5; stroke-linecap:round; transition:stroke .45s ease, opacity .45s ease, transform .65s ease; }
.credit-line-main { stroke:rgba(216,173,103,.72); stroke-width:2; }
.credit-origin { fill:var(--paper); stroke:var(--gold); stroke-width:2; }
.credit-target-outer { fill:none; stroke:rgba(216,173,103,.58); stroke-width:1.5; transform-box:fill-box; transform-origin:center; transition:transform .65s ease, stroke .45s ease; }
.credit-target-inner { fill:var(--gold); }
.credit-marker { fill:var(--coral); transform-box:fill-box; transform-origin:center; transition:transform .85s cubic-bezier(.2,.8,.2,1), fill .45s ease; }
.route-stop-1:hover .credit-line-upper,
.route-stop-1:focus-visible .credit-line-upper { stroke:rgba(216,173,103,.65); transform:translateY(-3px); }
.route-stop-1:hover .credit-line-lower,
.route-stop-1:focus-visible .credit-line-lower { stroke:rgba(216,173,103,.65); transform:translateY(3px); }
.route-stop-1:hover .credit-target-outer,
.route-stop-1:focus-visible .credit-target-outer { stroke:var(--coral); transform:scale(1.22); }
.route-stop-1:hover .credit-marker,
.route-stop-1:focus-visible .credit-marker { fill:var(--navy); transform:translateX(138px) scale(1.15); }
.route-stop-arrow { align-self:flex-end; width:42px; height:42px; display:grid; place-items:center; color:var(--navy); background:var(--gold); border-radius:50%; font-size:1.15rem; transition:transform .25s ease; }
.route-stop:hover .route-stop-arrow,
.route-stop:focus-visible .route-stop-arrow { transform:rotate(45deg); }
.route-stop small { margin-top:.5rem; color:rgba(255,255,255,.58); font-size:.58rem; font-weight:700; letter-spacing:.11em; line-height:1.5; text-transform:uppercase; }
.route-map-footer { max-width:var(--max); display:flex; justify-content:space-between; gap:2rem; margin:2rem auto 0; padding-top:1.6rem; border-top:1px solid var(--line); }
.route-map-footer p { max-width:590px; margin:0; color:#68737c; font-size:.72rem; line-height:1.65; }
.route-map-footer p:first-child span { margin-right:.45rem; color:var(--gold); }
@keyframes route-flow { to { stroke-dashoffset:-200; } }
@keyframes route-focus {
  0%,18% { border-color:rgba(216,173,103,.75); box-shadow:0 26px 65px rgba(16,32,46,.16),0 0 0 7px rgba(216,173,103,.08); }
  27%,100% { border-color:rgba(16,32,46,.12); box-shadow:0 18px 45px rgba(16,32,46,.06); }
}
.route-stop-6 { animation-name:route-focus-dark; }
@keyframes route-focus-dark {
  0%,18% { border-color:rgba(233,128,102,.82); box-shadow:0 26px 65px rgba(16,32,46,.2),0 0 0 7px rgba(233,128,102,.1); }
  27%,100% { border-color:rgba(255,255,255,.16); box-shadow:0 18px 45px rgba(16,32,46,.08); }
}

/* Centrum strategii na stronie głównej */
.strategy-constellation {
  position:relative;
  min-height:560px;
  max-width:1100px;
  display:grid;
  grid-template-columns:1fr .9fr 1fr;
  grid-template-rows:1fr 1.05fr 1fr;
  gap:1.15rem 2rem;
  align-items:center;
  margin:0 auto;
  padding:2.5rem 3rem;
  background:linear-gradient(145deg,rgba(255,255,255,.78),rgba(244,239,229,.5));
  border:1px solid rgba(16,32,46,.1);
  border-radius:42px;
  box-shadow:0 28px 80px rgba(16,32,46,.07);
  isolation:isolate;
}
.strategy-constellation::before {
  content:"";
  position:absolute;
  z-index:-1;
  inset:1.25rem;
  background:linear-gradient(115deg,transparent 18%,rgba(216,173,103,.08) 50%,transparent 82%);
  border:1px solid rgba(216,173,103,.14);
  border-radius:32px;
}
.strategy-node {
  position:relative;
  z-index:2;
  width:100%;
  max-width:250px;
  min-height:108px;
  display:grid;
  place-items:center;
  justify-self:center;
  padding:1.4rem;
  color:var(--ink);
  text-align:center;
  background:rgba(255,255,255,.9);
  border:1px solid rgba(16,32,46,.12);
  border-radius:26px;
  box-shadow:0 14px 34px rgba(16,32,46,.065);
  transition:transform .35s ease, border-color .35s ease, box-shadow .35s ease;
}
.strategy-node::before { content:""; position:absolute; top:1rem; left:50%; width:24px; height:3px; background:var(--gold); border-radius:999px; transform:translateX(-50%); transition:width .35s ease, background .35s ease; }
.strategy-node strong { font-family:Georgia,serif; font-size:1.55rem; font-weight:400; letter-spacing:-.035em; line-height:1; }
.strategy-node:hover,
.strategy-node:focus-visible { border-color:var(--gold); box-shadow:0 22px 55px rgba(16,32,46,.13); transform:translateY(-5px); }
.strategy-node:hover::before,
.strategy-node:focus-visible::before { width:46px; background:var(--coral); }
.strategy-node:focus-visible,
.strategy-core:focus-visible { outline:3px solid rgba(216,173,103,.35); outline-offset:5px; }
.strategy-node-credit { grid-area:1 / 2; }
.strategy-node-insurance { grid-area:2 / 3; }
.strategy-node-savings { grid-area:3 / 2; }
.strategy-node-account { grid-area:2 / 1; }
.strategy-core {
  position:relative;
  grid-area:2 / 2;
  z-index:3;
  width:100%;
  max-width:270px;
  min-height:170px;
  display:flex;
  align-items:flex-end;
  justify-self:center;
  overflow:hidden;
  padding:1.6rem;
  color:var(--navy);
  background:linear-gradient(145deg,#fffdf8,#eee2cf);
  border:1px solid rgba(216,173,103,.72);
  border-radius:32px;
  box-shadow:0 25px 65px rgba(16,32,46,.12),inset 0 0 0 6px rgba(255,255,255,.42);
  transition:box-shadow .4s ease, transform .4s ease;
}
.strategy-core::before { content:""; position:absolute; top:0; right:0; width:105px; height:105px; background:linear-gradient(135deg,transparent 49%,rgba(216,173,103,.22) 50%,rgba(216,173,103,.22) 51%,transparent 52%); }
.strategy-core-symbol { position:absolute; top:1.55rem; right:1.6rem; width:72px; height:52px; }
.strategy-core-symbol::before { content:""; position:absolute; left:0; bottom:4px; width:18px; height:3px; background:var(--gold); border-radius:999px; box-shadow:19px -14px 0 var(--gold),38px -28px 0 var(--gold); }
.strategy-core-symbol::after { content:""; position:absolute; top:1px; right:7px; width:9px; height:9px; background:var(--coral); border-radius:50%; box-shadow:0 0 0 6px rgba(233,128,102,.12); }
.strategy-core-symbol i { display:none; }
.strategy-core-label { position:relative; z-index:1; display:flex; }
.strategy-core-label strong { max-width:190px; font-family:Georgia,serif; font-size:1.85rem; font-weight:400; letter-spacing:-.045em; line-height:.95; }
.strategy-core:hover { box-shadow:0 30px 78px rgba(16,32,46,.17),inset 0 0 0 6px rgba(255,255,255,.58); transform:translateY(-5px); }
.service-route > .section-heading { grid-template-columns:1fr; gap:1.15rem; justify-items:center; text-align:center; margin-bottom:3rem; }
.service-route > .section-heading > div { display:grid; justify-items:center; }
.service-route > .section-heading > p { max-width:680px; }
.home-offer-path {
  max-width:var(--max);
  margin:0 auto;
  display:grid;
  grid-template-columns:repeat(4,minmax(0,1fr));
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
}
.home-offer-topic {
  position:relative;
  min-width:0;
  display:flex;
  flex-direction:column;
  background:var(--paper);
  border-right:1px solid var(--line);
  overflow:hidden;
  transition:background .3s ease;
}
.home-offer-topic:last-child { border-right:0; }
.home-offer-topic::after {
  content:"";
  position:absolute;
  left:1rem;
  right:1rem;
  bottom:0;
  height:3px;
  background:var(--coral);
  transform:scaleX(0);
  transform-origin:left;
  transition:transform .3s ease;
}
.home-offer-image { display:block; aspect-ratio:1.5; overflow:hidden; background:var(--cream); }
.home-offer-image img { width:100%; height:100%; display:block; object-fit:cover; filter:saturate(.86) contrast(.98); transition:transform .45s ease,filter .3s ease; }
.home-offer-topic strong { min-height:76px; display:flex; align-items:center; padding:1.15rem; border-top:1px solid var(--line); font-family:Georgia,serif; font-size:clamp(1.35rem,1.8vw,1.85rem); font-weight:400; letter-spacing:-.035em; }
.home-offer-topic:hover,
.home-offer-topic:focus-visible { background:var(--cream); }
.home-offer-topic:hover::after,
.home-offer-topic:focus-visible::after { transform:scaleX(1); }
.home-offer-topic:hover img,
.home-offer-topic:focus-visible img { transform:scale(1.035); filter:saturate(1) contrast(1); }
.home-offer-topic:focus-visible { outline:3px solid rgba(216,173,103,.45); outline-offset:4px; z-index:2; }
.home-strategy-closing {
  max-width:var(--max);
  margin:2.4rem auto 0;
  padding:clamp(2rem,4vw,3.4rem);
  display:grid;
  grid-template-columns:minmax(0,1.25fr) minmax(250px,.75fr);
  gap:clamp(2rem,5vw,5rem);
  align-items:end;
  color:white;
  background:var(--navy);
}
.home-strategy-closing .kicker { color:var(--gold); }
.home-strategy-closing h3 { max-width:720px; margin:.7rem 0 0; font-family:Georgia,serif; font-size:clamp(2rem,3.6vw,4rem); font-weight:400; letter-spacing:-.045em; line-height:1; }
.home-strategy-closing div > p:last-child { max-width:700px; margin:1.2rem 0 0; color:rgba(255,255,255,.7); line-height:1.75; }
.home-strategy-closing .button { justify-self:end; }
.home-support-strip { max-width:var(--max); display:grid; grid-template-columns:.8fr 1.2fr auto; gap:clamp(2rem,4vw,4rem); align-items:center; margin:2.2rem auto 0; padding:2.2rem 0 0; border-top:1px solid var(--line); }
.home-support-heading .kicker { margin-bottom:.7rem; }
.home-support-heading h3 { margin:0; font-family:Georgia,serif; font-size:clamp(1.8rem,2.5vw,2.8rem); font-weight:400; letter-spacing:-.04em; line-height:1.05; }
.home-support-strip > p { margin:0; color:#64707a; line-height:1.75; }
.home-support-strip .button { flex:none; white-space:nowrap; }

.process { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(3rem, 8vw, 8rem); max-width: var(--max); margin: auto; }
.process-intro { position: sticky; top: 9rem; align-self: start; }
.process-intro > p:last-child { max-width: 470px; color: #68737c; line-height: 1.7; }
.process-photo { position:relative; margin:2.6rem 0 0; overflow:hidden; border-radius:var(--radius); }
.process-photo img { width:100%; aspect-ratio:1.12; display:block; object-fit:cover; object-position:center 42%; }
.process-photo figcaption { position:absolute; left:1rem; right:1rem; bottom:1rem; padding:.8rem 1rem; color:white; background:rgba(7,17,31,.72); border:1px solid rgba(255,255,255,.18); border-radius:999px; backdrop-filter:blur(10px); font-size:.62rem; letter-spacing:.1em; text-align:center; text-transform:uppercase; }
.process-list { list-style: none; margin: 0; padding: 0; }
.route-list { position: relative; }
.route-list::before {
  content: "";
  position: absolute;
  top: 2.6rem;
  bottom: 2.6rem;
  left: 5px;
  width: 1px;
  background: linear-gradient(var(--coral), var(--gold), transparent);
  transform: translateX(-50%);
}
.process-list li { display: grid; grid-template-columns: 72px 1fr; gap: 1rem; padding: 2.4rem 0; border-top: 1px solid var(--line); }
.process-list li:last-child { border-bottom: 1px solid var(--line); }
.process-list > li > span { color: var(--coral); font-size: .72rem; letter-spacing: .1em; }
.process-list > li > span::before {
  content: "";
  display: inline-block;
  width: 9px;
  height: 9px;
  margin-right: .75rem;
  background: var(--paper);
  border: 2px solid var(--coral);
  border-radius: 50%;
  box-shadow: 0 0 0 5px var(--paper);
}
.process-list h3 { margin: -.4rem 0 .7rem; font-family: Georgia, serif; font-size: clamp(1.8rem, 3vw, 3.1rem); font-weight: 400; }
.process-list p { max-width: 560px; margin: 0; color: #68737c; line-height: 1.7; }

.advisor { background: var(--navy); }
.advisor-card { display: grid; grid-template-columns: .85fr 1.15fr; max-width: var(--max); margin: auto; background: #102135; border-radius: calc(var(--radius) + .5rem); overflow: hidden; }
.advisor-photo {
  min-height: 650px;
  overflow:hidden;
  background:#deddda;
}
.advisor-photo img { width:100%; height:100%; min-height:650px; display:block; object-fit:cover; object-position:center 42%; }
.advisor-copy { align-self: center; padding: clamp(2.5rem, 7vw, 6.5rem); color: white; }
.advisor h2 { margin: 0; font-size: clamp(3.2rem, 6vw, 6rem); }
.advisor-role { color: #e6c187; font-size: .72rem; letter-spacing: .16em; text-transform: uppercase; }
.advisor-copy > p:not(.kicker):not(.advisor-role) { color: rgba(255,255,255,.68); line-height: 1.8; }
.advisor blockquote { margin: 2.5rem 0; padding-left: 1.5rem; border-left: 2px solid var(--gold); font-family: Georgia, serif; font-size: clamp(1.25rem, 2vw, 1.7rem); line-height: 1.45; }
.text-link { display: inline-flex; gap: 1rem; padding-bottom: .3rem; border-bottom: 1px solid rgba(255,255,255,.5); font-size: .82rem; font-weight: 700; }

.contact { position: relative; min-height: 720px; display: grid; align-content: center; overflow: hidden; color: white; background: var(--coral); }
.contact { scroll-margin-top: 70px; }
.contact-orbit { position: absolute; right: -10vw; top: 50%; width: 58vw; aspect-ratio: 1; border: 1px solid rgba(255,255,255,.25); border-radius: 50%; transform: translateY(-50%); }
.contact-orbit::before, .contact-orbit::after { content: ""; position: absolute; inset: 12%; border: 1px solid rgba(255,255,255,.22); border-radius: 50%; }
.contact-orbit::after { inset: 29%; background: rgba(255,255,255,.08); }
.contact-photo { position:absolute; z-index:0; inset:0 0 0 57%; overflow:hidden; }
.contact-photo::before { content:""; position:absolute; z-index:1; inset:0; background:linear-gradient(90deg,rgba(233,128,102,.26) 0%,rgba(233,128,102,.1) 5%,transparent 14%),linear-gradient(0deg,rgba(7,17,31,.14),transparent 38%); }
.contact-photo img { width:100%; height:100%; display:block; object-fit:cover; object-position:center 28%; }
.contact-content { position: relative; z-index: 2; max-width: 760px; width:54%; }
.contact .kicker { color: var(--navy); }
.contact h2 { margin: 0; font-size: clamp(3.2rem, 5.8vw, 6rem); line-height: .96; }
.contact-content > p:not(.kicker) { max-width: 640px; font-size: 1.05rem; line-height: 1.7; }
.button-light { color: white; background: var(--navy); }
.button-whatsapp { color:var(--navy); background:transparent; border-color:rgba(7,17,31,.55); }
.button-whatsapp:hover { color:var(--navy); background:white; border-color:white; }
.button-outline-light { color: var(--navy); border-color: rgba(7,17,31,.55); }
.button-outline-light:hover { background: white; border-color: white; }
.inner-page .contact .button-light { color:var(--navy); background:white; }
.inner-page .contact .button-whatsapp,
.inner-page .contact .button-outline-light { color:white; background:transparent; border-color:rgba(255,255,255,.48); }
.inner-page .contact .button-whatsapp:hover,
.inner-page .contact .button-outline-light:hover { color:var(--navy); background:white; border-color:white; }
.inner-page .contact.contact-home .button-light { color:white; background:var(--navy); }
.inner-page .contact.contact-home .button-whatsapp,
.inner-page .contact.contact-home .button-outline-light { color:var(--navy); background:transparent; border-color:rgba(7,17,31,.55); }
.inner-page .contact.contact-home .button-whatsapp:hover,
.inner-page .contact.contact-home .button-outline-light:hover { color:var(--navy); background:white; border-color:white; }
.contact-meta { position: absolute; z-index:2; left: max(6vw,1.5rem); right: max(6vw,1.5rem); bottom: 2rem; display: flex; gap: 2rem; padding-top: 1.2rem; border-top: 1px solid rgba(255,255,255,.32); font-size: .7rem; letter-spacing: .12em; text-transform: uppercase; }

.site-footer { display: grid; grid-template-columns: .7fr 1.4fr .7fr; gap: 3rem; padding: 3.5rem max(6vw,1.5rem); color: rgba(255,255,255,.62); background: var(--navy); font-size: .72rem; line-height: 1.7; }
.footer-brand { display: grid; align-content: start; color: white; }
.footer-brand span { color: var(--gold); }
.site-footer p { max-width: 650px; margin: 0; }
.footer-links { display: flex; justify-content: flex-end; align-items: start; gap: 1rem; flex-wrap: wrap; }
.site-footer > .footer-links:last-child { grid-column:3; }
.floating-contact { position: fixed; z-index: 50; right: 1rem; bottom: 1rem; display: none; align-items: center; gap: .7rem; padding: .8rem 1rem; color: var(--navy); background: var(--gold); border-radius: 999px; box-shadow: 0 12px 35px rgba(7,17,31,.28); font-size: .78rem; }

.reveal { opacity: 0; transform: translateY(24px); transition: opacity .75s ease, transform .75s cubic-bezier(.2,.7,.2,1); }
.reveal.in-view { opacity: 1; transform: translateY(0); }
.reveal-delay-1 { transition-delay: .1s; }
.reveal-delay-2 { transition-delay: .2s; }
.reveal-delay-3 { transition-delay: .3s; }
@keyframes hero-in { from { opacity: 0; transform: scale(1.08); } to { opacity: 1; transform: scale(1.02); } }
@keyframes compass-spin { to { transform: rotate(360deg); } }
@keyframes compass-pulse { 0%,100% { transform: translate(0,0); } 50% { transform: translate(4px,-4px); } }
@keyframes orbit-spin { to { transform: rotate(360deg); } }

@media (max-width: 900px) {
  .site-header { min-height: 72px; }
  .brand, .menu-toggle { position: relative; z-index: 2; }
  .menu-toggle { display: block; width: 46px; height: 46px; padding: 0; color: inherit; background: rgba(255,255,255,.06); border: 1px solid currentColor; border-radius: 50%; cursor: pointer; }
  .menu-toggle span:not(.sr-only) { position: absolute; left: 50%; display: block; width: 20px; height: 2px; background: currentColor; border-radius: 999px; transform: translateX(-50%); transition: top .25s ease, transform .25s ease; }
  .menu-toggle span:first-child { top: 18px; }
  .menu-toggle span:nth-child(2) { top: 26px; }
  .menu-toggle[aria-expanded="true"] span:first-child { top: 22px; transform: translateX(-50%) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] span:nth-child(2) { top: 22px; transform: translateX(-50%) rotate(-45deg); }
  .main-nav { position: fixed; inset: 0; z-index: 1; min-height: 100dvh; display: flex; flex-direction: column; align-items: stretch; justify-content: center; gap: 0; padding: 6rem 1.5rem 2rem; color: white; background: var(--navy); opacity: 0; visibility: hidden; pointer-events: none; transform: translateY(-12px); transition: opacity .25s ease, transform .25s ease, visibility 0s linear .25s; }
  .main-nav.open { opacity: 1; visibility: visible; pointer-events: auto; transform: translateY(0); transition-delay: 0s; }
  .main-nav a { padding: 1rem 0; border-bottom: 1px solid var(--white-line); font-family: Georgia, serif; font-size: 2rem; }
  .main-nav .nav-cta { margin-top: 1.4rem; justify-content: space-between; padding: 1rem 1.2rem; border: 1px solid var(--gold); }
  .site-header:has(.main-nav.open) { color: white; background: var(--navy); }
  .hero { min-height:1000px; align-items:start; }
  .hero-art { inset:auto 0 0; height:52%; background-position:center 8%; opacity:1; }
  .hero-shade { background:linear-gradient(180deg,rgba(4,12,23,1) 0%,rgba(4,12,23,1) 48%,rgba(4,12,23,.88) 57%,rgba(4,12,23,.18) 76%,rgba(4,12,23,.05) 100%); }
  .hero-content { width:min(720px,calc(100vw - 3rem)); margin-right:1.5rem; padding:8rem 0 31rem; }
  .hero-compass { display:none; }
  .compass-ring { width:112px; }
  .compass-route { left:56px; top:56px; width:35px; }
  .compass-target { top:28px; right:2px; }
  .compass-target strong { font-size:.58rem; }
  .compass-caption { display:none; }
  .manifesto, .section-heading, .process, .advisor-card { grid-template-columns: 1fr; }
  .goal-map { grid-template-columns: 1fr; min-height: auto; }
  .goal-map-copy { justify-self: start; }
  .orbit-map { width: min(650px, 90vw); justify-self: center; }
  .section-index { margin-bottom: 2rem; }
  .service-grid { grid-template-columns: 1fr; }
  .home-offer-path { grid-template-columns:repeat(2,minmax(0,1fr)); }
  .home-offer-topic:nth-child(2) { border-right:0; }
  .home-offer-topic:nth-child(-n+2) { border-bottom:1px solid var(--line); }
  .home-strategy-closing { grid-template-columns:1fr; align-items:start; }
  .home-strategy-closing .button { justify-self:start; }
  .route-map { min-height:0; grid-template-columns:1fr 1fr; grid-template-rows:repeat(6,auto); gap:1.25rem 2.5rem; padding:1rem 0; }
  .route-map::before { content:""; position:absolute; top:0; bottom:0; left:50%; width:2px; background:linear-gradient(var(--line),var(--gold),var(--line)); transform:translateX(-50%); }
  .route-map-line { display:none; }
  .route-stop { --route-y:0px; min-height:180px; }
  .route-stop-1 { grid-area:1 / 1; }
  .route-stop-2 { grid-area:2 / 2; }
  .route-stop-3 { grid-area:3 / 1; }
  .route-stop-4 { grid-area:4 / 2; }
  .route-stop-5 { grid-area:5 / 1; }
  .route-stop-6 { grid-area:6 / 2; }
  .route-stop:nth-of-type(odd) .route-stop-dot { top:50%; right:-33px; left:auto; transform:translateY(-50%); }
  .route-stop:nth-of-type(even) .route-stop-dot { top:50%; left:-33px; transform:translateY(-50%); }
  .route-map-footer { align-items:flex-start; flex-direction:column; }
  .services-footer { align-items:flex-start; flex-direction:column; }
  .support-gateway { grid-template-columns:1fr; }
  .support-gateway-label { min-height:230px; }
  .support-gateway-label p { margin-top:5rem; }
  .service-card { min-height: 380px; }
  .process-intro { position: static; }
  .advisor-photo, .advisor-photo img { min-height:520px; }
  .site-footer { grid-template-columns: 1fr; gap: 1.5rem; }
  .footer-links { justify-content: flex-start; }
}

@media (max-width: 600px) {
  .brand-copy strong { font-size: .88rem; }
  .hero { min-height: 1050px; }
  .hero-content { width: auto; margin-right: 1.5rem; padding: 8rem 0 31rem; }
  .hero h1 { font-size: clamp(2.65rem, 12vw, 4rem); }
  .hero-actions .button { width: 100%; }
  .advisor-photo, .advisor-photo img { min-height:440px; }
  .manifesto-grid { grid-template-columns: 1fr; gap: 1.5rem; margin-top: 2.2rem; }
  .goal-map { padding-bottom: 4rem; }
  .orbit-map { width: 100%; max-width: 380px; margin: 1.5rem auto 0; justify-self: center; }
  .goal-node { padding: .55rem .7rem; font-size: .5rem; letter-spacing: .055em; }
  .node-home { top: 7%; left: 50%; transform: translateX(-50%); }
  .node-safety { top: 40%; right: 0; }
  .node-future { bottom: 8%; left: 50%; transform: translateX(-50%); }
  .node-freedom { top: 48%; left: 0; }
  .section-heading { gap: 1.5rem; }
  .route-map { display:flex; flex-direction:column; gap:1rem; padding-left:3.2rem; }
  .route-map::before { right:auto; left:1.2rem; transform:none; }
  .route-stop { width:100%; min-height:155px; }
  .route-stop .route-stop-dot,
  .route-stop:nth-of-type(odd) .route-stop-dot,
  .route-stop:nth-of-type(even) .route-stop-dot { top:50%; right:auto; left:-2.55rem; transform:translateY(-50%); }
  .route-stop strong { font-size:clamp(1.7rem,8vw,2.3rem); }
  .route-map-footer { gap:.75rem; margin-top:1.5rem; }
  .service-card { min-height: 400px; }
  .process-list li { grid-template-columns: 42px 1fr; }
  .advisor-copy { padding: 2.1rem 1.5rem 3rem; }
  .contact { min-height: 680px; padding-bottom: 8rem; }
  .contact-actions .button { width: 100%; }
  .support-gateway-label { min-height:190px; padding:1.4rem; }
  .support-gateway-copy h2 { font-size:clamp(2.75rem,13vw,4.5rem); }
  .support-gateway-copy .button { width:100%; }
  .contact-meta { flex-direction: column; gap: .3rem; }
  .floating-contact { display: flex; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
}

/* Wewnętrzne strony oferty */
.inner-page { background: var(--paper); }
.inner-header { color: var(--ink); background: rgba(251,249,244,.93); backdrop-filter: blur(16px); box-shadow: 0 1px 0 var(--line); }
.inner-header-dark { color: white; background: rgba(7,17,31,.74); box-shadow: 0 1px 0 rgba(255,255,255,.12); }
.inner-header-dark.scrolled { color: var(--ink); background: rgba(251,249,244,.93); }
.inner-hero {
  min-height: 720px;
  display: grid;
  grid-template-columns: 1.12fr .88fr;
  align-items: center;
  gap: 4rem;
  padding: 9rem max(6vw,1.5rem) 5rem;
  overflow: hidden;
}
.offer-hero { background: linear-gradient(135deg, var(--paper), #eee4d3); }
.inner-hero-copy { max-width: 850px; }
.back-link { display: inline-block; margin-bottom: 3.5rem; color: #64707a; font-size: .72rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.back-link-light { color: rgba(255,255,255,.58); }
.eyebrow-dark { color: #8e5e2d; }
.inner-hero h1, .finance-hero h1 {
  margin: 1.4rem 0 1.8rem;
  font-family: Georgia, serif;
  font-size: clamp(3.8rem, 7vw, 7.7rem);
  font-weight: 400;
  letter-spacing: -.055em;
  line-height: .91;
}
.inner-hero h1 em, .finance-hero h1 em { color: var(--coral); font-weight: 400; }
.inner-hero-copy > p:last-child { max-width: 670px; color: #596771; font-size: 1.08rem; line-height: 1.75; }
.offer-symbol { position: relative; width: min(520px, 38vw); aspect-ratio: 1; border: 1px solid rgba(16,32,46,.18); border-radius: 50%; }
.offer-symbol::before, .offer-symbol::after { content: ""; position: absolute; inset: 16%; border: 1px solid rgba(16,32,46,.14); border-radius: 50%; }
.offer-symbol::after { inset: 34%; background: var(--navy); }
.offer-symbol span { position: absolute; z-index: 2; display: grid; place-items: center; width: 52px; height: 52px; color: var(--navy); background: var(--gold); border-radius: 50%; font-size: .66rem; font-weight: 800; }
.offer-symbol span:nth-child(1) { top: 1%; left: 43%; }
.offer-symbol span:nth-child(2) { right: 4%; top: 58%; }
.offer-symbol span:nth-child(3) { bottom: 7%; left: 13%; }
.offer-symbol strong { position: absolute; z-index: 3; inset: 39%; display: grid; place-items: center; color: var(--gold); font-family: Georgia,serif; font-size: 4rem; font-weight: 400; }
.offer-portrait { position:relative; width:min(520px,38vw); height:min(660px,68vh); min-height:520px; margin:0; justify-self:center; overflow:hidden; border-radius:calc(var(--radius) + .5rem); box-shadow:0 30px 80px rgba(7,17,31,.14); }
.offer-portrait img { width:100%; height:100%; display:block; object-fit:cover; object-position:center 28%; }
.offer-portrait::after { content:""; position:absolute; inset:55% 0 0; background:linear-gradient(transparent,rgba(7,17,31,.76)); }
.offer-portrait figcaption { position:absolute; z-index:2; left:1.6rem; right:1.6rem; bottom:1.5rem; display:grid; gap:.35rem; color:white; }
.offer-portrait figcaption strong { font-family:Georgia,serif; font-size:1.65rem; font-weight:400; }
.offer-portrait figcaption span { font-size:.62rem; letter-spacing:.14em; text-transform:uppercase; opacity:.72; }
.catalog-intro { max-width: var(--max); margin: 0 auto 3rem; }
.catalog-intro h2, .product-heading h2, .mini-contact h2, .finance-intro h2, .finance-process h2 {
  margin: 0;
  font-family: Georgia,serif;
  font-size: clamp(2.8rem,5vw,5.2rem);
  font-weight: 400;
  letter-spacing: -.045em;
  line-height: 1;
}
.catalog-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 1rem; max-width: var(--max); margin: auto; }
.catalog-card-wide { grid-column: 1 / -1; }
.catalog-card { position: relative; min-height: 430px; display: flex; flex-direction: column; padding: clamp(1.7rem,3vw,2.8rem); color: var(--ink); background: white; border: 1px solid var(--line); border-radius: var(--radius); transition: transform .3s ease, box-shadow .3s ease; }
a.catalog-card:hover { transform: translateY(-6px); box-shadow: 0 24px 60px rgba(7,17,31,.1); }
.catalog-card-large { color: white; background: var(--navy-soft); }
.catalog-card-dark { color: white; background: #172e46; }
.catalog-card-accent { background: #e9b991; }
.catalog-card-photo { color:white; overflow:hidden; background-size:cover; background-position:center; background-repeat:no-repeat; }
.catalog-card-photo::before { content:""; position:absolute; inset:0; background:linear-gradient(180deg,rgba(7,17,31,0) 0%,rgba(7,17,31,.08) 10%,rgba(7,17,31,.6) 26%,rgba(7,17,31,.78) 42%,rgba(7,17,31,.92) 100%); }
.catalog-card-photo > * { position:relative; z-index:1; }
.catalog-card-photo .catalog-description { color:rgba(255,255,255,.75); }
.catalog-number { position: absolute; top: 2rem; right: 2rem; opacity: .46; font-size: .68rem; letter-spacing: .15em; }
.catalog-card > p:first-of-type { margin: 0 0 auto; font-size: .65rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; opacity: .58; }
.catalog-card h3 { margin: 2rem 0 1.1rem; font-family: Georgia,serif; font-size: clamp(2.2rem,4vw,4rem); font-weight: 400; letter-spacing: -.04em; }
.catalog-card ul { display: flex; flex-wrap: wrap; gap: .5rem; margin: 0 0 2rem; padding: 0; list-style: none; }
.catalog-card li, .coming-soon { padding: .45rem .7rem; border: 1px solid currentColor; border-radius: 999px; font-size: .61rem; letter-spacing: .08em; text-transform: uppercase; opacity: .7; }
.catalog-card > strong { margin-top: auto; padding-top: 1.2rem; border-top: 1px solid rgba(255,255,255,.28); font-size: .76rem; }
.catalog-description { max-width: 560px; margin: 0 0 2rem; color: #65717a; line-height: 1.7; }
.catalog-card-dark .catalog-description { color: rgba(255,255,255,.64); }
.coming-soon { width: max-content; margin-top: auto; }
.mini-contact { display: flex; align-items: end; justify-content: space-between; gap: 3rem; color: white; background: var(--coral); }
.mini-contact .kicker { color: var(--navy); }
.mini-contact-actions { display:flex; flex-wrap:wrap; justify-content:flex-end; gap:.8rem; }

/* Finansowanie */
.finance-hero {
  position: relative;
  min-height: 880px;
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  align-items: center;
  gap: 4rem;
  padding: 10rem max(6vw,1.5rem) 7rem;
  overflow: hidden;
  color: white;
  background:
    radial-gradient(circle at 82% 42%, rgba(216,173,103,.2), transparent 25%),
    linear-gradient(135deg,#0f2034,#07111f 68%);
}
.finance-hero::before { content: ""; position: absolute; inset: 0; opacity: .1; background-image: linear-gradient(rgba(255,255,255,.18) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.18) 1px,transparent 1px); background-size: 62px 62px; mask-image: linear-gradient(90deg,transparent,black); }
.finance-hero-copy { position: relative; z-index: 2; max-width: 850px; }
.finance-hero h1 em { color: var(--gold); }
.finance-hero-copy > p:not(.eyebrow) { max-width: 670px; color: rgba(255,255,255,.7); font-size: 1.08rem; line-height: 1.75; }
.finance-route { position: relative; z-index: 2; width: min(570px,39vw); aspect-ratio: 1; border: 1px solid rgba(255,255,255,.2); border-radius: 50%; }
.finance-route-ring { position: absolute; inset: 17%; border: 1px dashed rgba(216,173,103,.45); border-radius: 50%; animation: orbit-spin 24s linear infinite; }
.finance-route::before { content: ""; position: absolute; inset: 34%; background: var(--gold); border-radius: 50%; box-shadow: 0 0 90px rgba(216,173,103,.25); }
.finance-route > strong { position: absolute; z-index: 2; inset: 39%; display: grid; place-content: center; text-align: center; color: var(--navy); font-family: Georgia,serif; font-size: clamp(1.4rem,2.5vw,2.7rem); font-weight: 400; line-height: 1.1; }
.route-dot { position: absolute; z-index: 3; padding: .65rem .9rem; background: rgba(15,32,52,.78); border: 1px solid rgba(255,255,255,.27); border-radius: 999px; backdrop-filter: blur(8px); font-size: .6rem; letter-spacing: .1em; text-transform: uppercase; }
.route-dot::before { content:""; display:inline-block; width:6px;height:6px;margin-right:.45rem;background:var(--coral);border-radius:50%; }
.route-dot-a { top: 4%; left: 39%; }
.route-dot-b { top: 51%; right: -5%; }
.route-dot-c { bottom: 8%; left: 14%; }
.finance-hero-note { position: absolute; left: max(6vw,1.5rem); bottom: 2rem; padding-top: 1rem; border-top: 1px solid rgba(255,255,255,.2); color: rgba(255,255,255,.52); font-size: .65rem; letter-spacing: .15em; text-transform: uppercase; }
.finance-visual { position:relative; z-index:2; width:min(560px,39vw); aspect-ratio:3/2; justify-self:center; border-radius:calc(var(--radius) + .5rem); overflow:hidden; box-shadow:0 30px 80px rgba(7,17,31,.25); }
.finance-visual img { width:100%; height:100%; object-fit:cover; display:block; }
.finance-subnav { position: sticky; z-index: 40; top: 70px; display: flex; justify-content: center; gap: clamp(.7rem,2vw,2rem); padding: 1rem 1.5rem; overflow-x: auto; background: rgba(244,239,229,.94); border-bottom: 1px solid var(--line); backdrop-filter: blur(12px); scrollbar-width: none; }
.finance-subnav a { white-space: nowrap; font-size: .65rem; font-weight: 750; letter-spacing: .08em; text-transform: uppercase; }
.subnav-target { scroll-margin-top:130px; }
.finance-intro { display: grid; grid-template-columns: minmax(150px,.3fr) 1fr; max-width: var(--max); margin: auto; }
.finance-intro h2 em { color: var(--coral); font-weight: 400; }
.finance-intro-columns { display:grid; grid-template-columns:1fr 1fr; gap:clamp(2rem,6vw,6rem); max-width:900px; margin-top:3rem; }
.finance-intro-columns p { margin:0; color:#5d6972; line-height:1.8; }
.finance-products { color:white; background:var(--navy); }
.product-heading { max-width:var(--max); margin:0 auto 4rem; }
.finance-product { position:relative; display:grid; grid-template-columns:.45fr 1.25fr .65fr; gap:clamp(1.5rem,4vw,4rem); max-width:var(--max); margin:0 auto 1.25rem; padding:clamp(2.2rem,4vw,3rem) clamp(1.5rem,3vw,2.5rem); background:rgba(255,255,255,.04); border:1px solid rgba(255,255,255,.09); border-radius:var(--radius); scroll-margin-top:130px; transition:background .25s ease,border-color .25s ease; }
.finance-product:hover { background:rgba(255,255,255,.065); border-color:rgba(255,255,255,.18); }
.finance-product:last-child { margin-bottom:0; }
.product-meta { position:relative; }
.product-meta::before { content:""; position:absolute; top:0; bottom:-1.25rem; left:1.55rem; width:2px; background:linear-gradient(180deg,rgba(216,173,103,.55),rgba(216,173,103,.12)); }
.finance-product:last-child .product-meta::before { display:none; }
.product-meta span { position:relative; z-index:1; display:inline-flex; align-items:center; justify-content:center; width:3.1rem; height:3.1rem; margin-bottom:.7rem; color:var(--navy); background:var(--gold); border-radius:50%; font-size:.85rem; font-weight:800; box-shadow:0 8px 20px rgba(216,173,103,.28); }
.product-meta p { margin:0; font-size:.67rem; font-weight:750; letter-spacing:.13em; text-transform:uppercase; color:rgba(255,255,255,.55); }
.product-main h3 { max-width:700px; margin:0 0 1.3rem; font-family:Georgia,serif; font-size:clamp(2.3rem,4.3vw,4.7rem); font-weight:400; letter-spacing:-.045em; line-height:1; }
.product-main > p { max-width:700px; color:rgba(255,255,255,.65); line-height:1.75; }
.product-main ul { display:grid; gap:.7rem; margin:1.8rem 0 0; padding:0; list-style:none; }
.product-main li { color:rgba(255,255,255,.84); font-size:.82rem; }
.product-main li::before { content:"↗"; margin-right:.7rem; color:var(--coral); }
.product-aside { align-self:end; display:grid; gap:.75rem; padding:1.3rem; background:rgba(255,255,255,.08); border:1px solid rgba(255,255,255,.16); border-radius:1rem; }
.product-aside small { color:rgba(255,255,255,.46); font-size:.58rem; letter-spacing:.11em; text-transform:uppercase; }
.product-aside strong { font-family:Georgia,serif; font-size:1.15rem; font-weight:400; line-height:1.35; }
.product-aside a { margin-top:.7rem; padding-top:.8rem; border-top:1px solid rgba(255,255,255,.18); color:var(--gold); font-size:.7rem; font-weight:750; }
.finance-process { display:grid; grid-template-columns:.7fr 1.3fr; gap:clamp(3rem,7vw,7rem); max-width:var(--max); margin:auto; }
.finance-steps { display:grid; grid-template-columns:1fr 1fr; gap:1px; margin:0; padding:0; background:var(--line); list-style:none; border:1px solid var(--line); }
.finance-steps li { min-height:300px; padding:2rem; background:var(--paper); }
.finance-steps span { color:var(--coral); font-size:.65rem; letter-spacing:.14em; }
.finance-steps h3 { margin:2.5rem 0 .8rem; font-family:Georgia,serif; font-size:2.3rem; font-weight:400; }
.finance-steps p { color:#65717a; line-height:1.7; }
.finance-disclaimer { display:grid; grid-template-columns:120px 1fr; gap:2rem; max-width:var(--max); margin:auto; border-top:1px solid var(--line); }
.finance-disclaimer span { color:var(--coral); font-size:.68rem; font-weight:800; letter-spacing:.14em; text-transform:uppercase; }
.finance-disclaimer p { max-width:900px; margin:0; color:#65717a; font-size:.8rem; line-height:1.8; }
.finance-contact {
  min-height:650px;
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(320px,.72fr);
  align-items:center;
  gap:clamp(3rem,7vw,7rem);
}
.finance-contact .contact-content { max-width:760px; }
.finance-form-card {
  position:relative;
  z-index:2;
  display:grid;
  grid-template-columns:180px 1fr;
  gap:1.6rem;
  align-items:center;
  padding:clamp(1.4rem,3vw,2.2rem);
  color:var(--navy);
  background:rgba(255,255,255,.96);
  border:1px solid rgba(255,255,255,.48);
  border-radius:1.5rem;
  box-shadow:0 30px 80px rgba(0,0,0,.2);
}
.online-qr {
  position:relative;
  width:180px;
  aspect-ratio:1;
  overflow:hidden;
  background:
    linear-gradient(90deg,transparent 48%,var(--navy) 48% 56%,transparent 56%) 22px 30px/31px 27px,
    linear-gradient(transparent 43%,var(--navy) 43% 52%,transparent 52%) 12px 22px/27px 33px,
    repeating-conic-gradient(var(--navy) 0 25%,transparent 0 50%) 0 0/18px 18px,
    white;
  border:10px solid white;
  outline:1px solid rgba(7,17,31,.12);
  border-radius:.7rem;
}
.qr-corner { position:absolute; z-index:2; width:43px; height:43px; background:white; border:7px solid var(--navy); }
.qr-corner::after { content:""; position:absolute; inset:7px; background:var(--navy); }
.qr-corner-a { top:7px; left:7px; }
.qr-corner-b { top:7px; right:7px; }
.qr-corner-c { bottom:7px; left:7px; }
.online-qr-live { display:block; background:white; transition:transform .25s ease, box-shadow .25s ease; }
.online-qr-live img { width:100%; height:100%; display:block; object-fit:contain; }
.online-qr-live:hover { box-shadow:0 18px 45px rgba(7,17,31,.18); transform:translateY(-3px); }
.online-qr-live:focus-visible { outline:3px solid var(--gold); outline-offset:5px; }
.finance-form-copy .kicker { margin-bottom:.8rem; color:var(--coral); }
.finance-form-copy h3 { margin:0 0 .8rem; font-family:Georgia,serif; font-size:clamp(1.55rem,2.3vw,2.35rem); font-weight:400; line-height:1.05; }
.finance-form-copy > p:not(.kicker) { margin:0 0 1rem; color:#5d6972; font-size:.78rem; line-height:1.65; }
.online-form-status { display:inline-flex; padding:.7rem .9rem; color:white; background:var(--navy); border-radius:999px; font-size:.62rem; font-weight:800; letter-spacing:.06em; text-transform:uppercase; }
.finance-form-copy small { display:block; margin-top:.8rem; color:#7c858b; font-size:.61rem; line-height:1.45; }

/* Ubezpieczenia */
.insurance-hero {
  position:relative;
  min-height:880px;
  display:grid;
  grid-template-columns:1.08fr .92fr;
  align-items:center;
  gap:4rem;
  padding:10rem max(6vw,1.5rem) 7rem;
  overflow:hidden;
  color:white;
  background:
    radial-gradient(circle at 78% 46%,rgba(233,185,145,.22),transparent 28%),
    linear-gradient(145deg,#17354b,#07111f 72%);
}
.insurance-hero::before { content:""; position:absolute; inset:0; opacity:.13; background:repeating-radial-gradient(circle at 78% 46%,transparent 0 58px,rgba(255,255,255,.28) 59px 60px); mask-image:linear-gradient(90deg,transparent 25%,black); }
.insurance-hero-copy { position:relative; z-index:2; max-width:860px; }
.insurance-hero h1 em { color:var(--peach); }
.insurance-hero-copy > p:not(.eyebrow) { max-width:680px; color:rgba(255,255,255,.7); font-size:1.08rem; line-height:1.75; }
.insurance-hero-note { position:absolute; left:max(6vw,1.5rem); bottom:2rem; padding-top:1rem; border-top:1px solid rgba(255,255,255,.2); color:rgba(255,255,255,.52); font-size:.65rem; letter-spacing:.15em; text-transform:uppercase; }
.protection-map { position:relative; z-index:2; width:min(570px,39vw); aspect-ratio:1; justify-self:center; border:1px solid rgba(255,255,255,.2); border-radius:50%; }
.protection-map::before,.protection-map::after { content:""; position:absolute; inset:14%; border:1px dashed rgba(233,185,145,.48); border-radius:50%; }
.protection-map::after { inset:29%; border-style:solid; border-color:rgba(255,255,255,.2); }
.protection-shield { position:absolute; z-index:2; inset:34%; display:grid; place-items:center; color:var(--navy); background:var(--peach); clip-path:polygon(50% 0,92% 16%,85% 68%,50% 100%,15% 68%,8% 16%); filter:drop-shadow(0 24px 35px rgba(0,0,0,.25)); }
.protection-shield span { font-family:Georgia,serif; font-size:clamp(1.7rem,3vw,3.2rem); }
.protection-label { position:absolute; z-index:3; padding:.65rem .9rem; background:rgba(15,32,52,.82); border:1px solid rgba(255,255,255,.27); border-radius:999px; backdrop-filter:blur(8px); font-size:.6rem; letter-spacing:.1em; text-transform:uppercase; }
.protection-label::before { content:""; display:inline-block; width:6px; height:6px; margin-right:.45rem; background:var(--peach); border-radius:50%; }
.protection-label-a { top:6%; left:38%; }
.protection-label-b { top:47%; right:-4%; }
.protection-label-c { bottom:8%; left:24%; }
.protection-label-d { top:47%; left:-4%; }
.insurance-visual { position:relative; z-index:2; width:min(560px,39vw); aspect-ratio:3/2; justify-self:center; border-radius:calc(var(--radius) + .5rem); overflow:hidden; box-shadow:0 30px 80px rgba(7,17,31,.25); }
.insurance-visual img { width:100%; height:100%; object-fit:cover; display:block; }
.insurance-draft-note { display:flex; justify-content:center; align-items:center; gap:1rem; padding:1rem max(6vw,1.5rem); color:var(--navy); background:var(--peach); }
.insurance-draft-note strong { padding:.35rem .55rem; color:white; background:var(--coral); border-radius:999px; font-size:.58rem; letter-spacing:.1em; text-transform:uppercase; }
.insurance-draft-note p { margin:0; font-size:.72rem; }
.insurance-intro { display:grid; grid-template-columns:minmax(150px,.3fr) 1fr; max-width:var(--max); margin:auto; }
.insurance-intro h2 em { color:var(--coral); font-weight:400; }
.insurance-intro-columns { display:grid; grid-template-columns:1fr 1fr; gap:clamp(2rem,6vw,6rem); max-width:900px; margin-top:3rem; }
.insurance-intro-columns p { margin:0; color:#5d6972; line-height:1.8; }
.insurance-showcase { overflow:hidden; color:var(--navy); background:#ebe5da; }
.insurance-showcase-heading { display:grid; grid-template-columns:.78fr 1.12fr; gap:1rem clamp(2rem,6vw,7rem); max-width:var(--max); margin:0 auto 3.5rem; }
.insurance-showcase-heading .kicker { grid-column:1/-1; color:var(--coral); }
.insurance-showcase-heading h2 { margin:0; }
.insurance-showcase-heading h2 em { color:var(--coral); font-weight:400; }
.insurance-showcase-heading > p:last-child { max-width:570px; margin:0; color:rgba(7,17,31,.62); line-height:1.75; }
.insurance-slider { max-width:var(--max); margin:auto; }
.insurance-slider-viewport { overflow:hidden; }
.insurance-slider-track { display:flex; gap:1rem; transform:translate3d(0,0,0); transition:transform .65s cubic-bezier(.22,.78,.26,1); will-change:transform; }
.insurance-slide { flex:0 0 calc((100% - 2rem)/3); min-width:0; overflow:hidden; background:var(--paper); border:1px solid rgba(7,17,31,.1); border-radius:var(--radius); }
.insurance-slide-visual { position:relative; aspect-ratio:1/1; overflow:hidden; background-image:url("insurance-strategy-17-v1.webp"); background-repeat:no-repeat; background-size:500% 400%; }
.insurance-slide-visual::after { content:""; position:absolute; inset:30% 0 0; background:linear-gradient(180deg,transparent,rgba(7,17,31,.9)); }
.insurance-slide-visual-1 { background-position:0 0; }
.insurance-slide-visual-2 { background-position:25% 0; }
.insurance-slide-visual-3 { background-position:50% 0; }
.insurance-slide-visual-4 { background-position:75% 0; }
.insurance-slide-visual-5 { background-position:100% 0; }
.insurance-slide-visual-6 { background-position:0 33.333%; }
.insurance-slide-visual-7 { background-position:25% 33.333%; }
.insurance-slide-visual-8 { background-position:50% 33.333%; }
.insurance-slide-visual-9 { background-position:75% 33.333%; }
.insurance-slide-visual-10 { background-position:100% 33.333%; }
.insurance-slide-visual-11 { background-position:0 66.667%; }
.insurance-slide-visual-12 { background-position:25% 66.667%; }
.insurance-slide-visual-13 { background-position:50% 66.667%; }
.insurance-slide-visual-14 { background-position:75% 66.667%; }
.insurance-slide-visual-15 { background-position:100% 66.667%; }
.insurance-slide-visual-16 { background-position:0 100%; }
.insurance-slide-visual-17 { background-position:25% 100%; }
.insurance-slide-overlay { position:absolute; z-index:1; inset:auto clamp(1.2rem,2vw,1.8rem) clamp(1.2rem,2vw,1.8rem); color:white; }
.insurance-slide-overlay span { display:block; margin-bottom:.7rem; color:var(--peach); font-size:.6rem; font-weight:800; letter-spacing:.14em; text-transform:uppercase; }
.insurance-slide-overlay h3 { margin:0; font-family:Georgia,serif; font-size:clamp(1.35rem,2vw,2.05rem); font-weight:400; hyphens:auto; overflow-wrap:anywhere; letter-spacing:-.035em; line-height:1.04; text-shadow:0 2px 20px rgba(0,0,0,.28); }
.insurance-slide-overlay h3 + small { display:block; margin-top:.65rem; color:rgba(255,255,255,.72); font-size:.56rem; font-weight:700; letter-spacing:.045em; line-height:1.35; overflow-wrap:anywhere; }
.insurance-slide-copy { min-height:150px; display:flex; align-items:flex-start; padding:clamp(1.3rem,2.2vw,1.9rem); }
.insurance-slide-copy p { margin:0; color:rgba(7,17,31,.62); font-size:.84rem; line-height:1.7; }
.insurance-slider-footer { display:grid; grid-template-columns:1fr auto; align-items:center; gap:2rem; margin-top:1.5rem; padding-top:1.3rem; border-top:1px solid rgba(7,17,31,.15); }
.insurance-slider-footer > p { max-width:720px; margin:0; color:rgba(7,17,31,.48); font-size:.68rem; line-height:1.7; }
.insurance-slider-tools { min-width:280px; display:grid; justify-items:end; gap:.65rem; }
.insurance-slider-controls { display:flex; align-items:center; gap:.75rem; }
.insurance-slider-controls button { width:46px; height:46px; display:grid; place-items:center; padding:0; color:var(--navy); background:transparent; border:1px solid rgba(7,17,31,.22); border-radius:50%; cursor:pointer; transition:color .2s ease,background .2s ease,border-color .2s ease,transform .2s ease; }
.insurance-slider-controls button:hover { color:white; background:var(--navy); border-color:var(--navy); transform:translateY(-2px); }
.insurance-slider-controls button:focus-visible { outline:3px solid rgba(233,128,102,.35); outline-offset:3px; }
.insurance-slider-controls button span { font-size:1.1rem; line-height:1; }
.insurance-slider-status { display:flex; align-items:center; gap:.8rem; color:rgba(7,17,31,.42); font-size:.62rem; font-weight:800; letter-spacing:.12em; }
.insurance-slider-status span:first-child { color:var(--coral); }
.insurance-slider-status i { width:70px; height:1px; background:rgba(7,17,31,.22); }
.coverage-section { color:white; background:#10283c; }
.coverage-heading { display:grid; grid-template-columns:.6fr 1fr; gap:1rem 4rem; max-width:var(--max); margin:0 auto 4rem; }
.coverage-heading .kicker { grid-column:1/-1; color:var(--peach); }
.coverage-heading h2 { margin:0; }
.coverage-heading > p:last-child { max-width:520px; margin:0; color:rgba(255,255,255,.62); line-height:1.75; }
.coverage-grid { display:grid; grid-template-columns:repeat(2,1fr); gap:1rem; max-width:var(--max); margin:auto; }
.coverage-card { position:relative; min-height:390px; display:flex; flex-direction:column; padding:clamp(1.6rem,3vw,2.7rem); color:var(--navy); background:var(--paper); border-radius:var(--radius); }
.coverage-card-featured { color:white; background:var(--coral); }
.coverage-card-dark { color:white; background:var(--navy); border:1px solid rgba(255,255,255,.14); }
.coverage-card-wide { grid-column:1/-1; min-height:320px; color:var(--navy); background:var(--peach); }
.coverage-number { position:absolute; top:1.7rem; right:1.7rem; opacity:.45; font-size:.65rem; letter-spacing:.15em; }
.coverage-tag { margin:0; font-size:.62rem; font-weight:800; letter-spacing:.14em; text-transform:uppercase; opacity:.6; }
.coverage-card h3 { max-width:700px; margin:auto 0 1.1rem; font-family:Georgia,serif; font-size:clamp(2.2rem,4vw,4.3rem); font-weight:400; letter-spacing:-.04em; line-height:1; }
.coverage-card > p:not(.coverage-tag) { max-width:680px; margin:0 0 2rem; opacity:.68; line-height:1.7; }
.coverage-card a { margin-top:auto; padding-top:1rem; border-top:1px solid currentColor; font-size:.7rem; font-weight:800; opacity:.78; }
.protection-lines { max-width:var(--max); margin:auto; }
.protection-line { position:relative; display:grid; grid-template-columns:.38fr 1.12fr .7fr; gap:clamp(1.5rem,4vw,4rem); padding:clamp(3.2rem,6vw,5.5rem) 0; border-top:1px solid rgba(255,255,255,.18); }
.protection-line:last-child { border-bottom:1px solid rgba(255,255,255,.18); }
.protection-line::before { content:""; position:absolute; top:-1px; left:0; width:0; height:2px; background:var(--peach); transition:width .6s ease; }
.protection-line:hover::before { width:100%; }
.protection-line-meta span { color:var(--peach); font-size:.66rem; font-weight:800; letter-spacing:.16em; }
.protection-line-meta p { margin:1rem 0 0; color:rgba(255,255,255,.74); font-size:.62rem; font-weight:800; letter-spacing:.12em; line-height:1.5; text-transform:uppercase; }
.protection-line-main h3 { max-width:760px; margin:0 0 1.3rem; font-family:Georgia,serif; font-size:clamp(2.4rem,4.4vw,4.9rem); font-weight:400; letter-spacing:-.047em; line-height:.98; }
.protection-line-main p { max-width:720px; margin:0; color:rgba(255,255,255,.62); line-height:1.78; }
.protection-line-aside { align-self:end; display:grid; gap:1rem; padding:1.4rem; background:rgba(255,255,255,.055); border:1px solid rgba(255,255,255,.14); border-radius:1rem; }
.protection-line-aside small { color:rgba(255,255,255,.42); font-size:.56rem; font-weight:800; letter-spacing:.11em; text-transform:uppercase; }
.protection-line-aside > div { display:flex; flex-wrap:wrap; gap:.45rem; }
.protection-line-aside div span { padding:.46rem .65rem; color:rgba(255,255,255,.76); background:rgba(255,255,255,.07); border:1px solid rgba(255,255,255,.1); border-radius:999px; font-size:.57rem; line-height:1.2; }
.protection-line-aside a { margin-top:.4rem; padding-top:1rem; color:var(--peach); border-top:1px solid rgba(255,255,255,.16); font-size:.67rem; font-weight:800; }
.protection-line-accent::after { content:"03"; position:absolute; z-index:0; top:50%; right:0; color:rgba(233,185,145,.035); font-family:Georgia,serif; font-size:clamp(9rem,20vw,20rem); line-height:1; transform:translateY(-50%); pointer-events:none; }
.protection-line-accent > * { position:relative; z-index:1; }
.insurance-contact { min-height:650px; }

/* Oszczędzanie */
.savings-hero {
  position:relative;
  min-height:880px;
  display:grid;
  grid-template-columns:1.08fr .92fr;
  align-items:center;
  gap:4rem;
  padding:10rem max(6vw,1.5rem) 7rem;
  overflow:hidden;
  color:white;
  background:
    radial-gradient(circle at 78% 42%,rgba(216,173,103,.2),transparent 29%),
    linear-gradient(145deg,#0c2d31,#07111f 72%);
}
.savings-hero::before { content:""; position:absolute; inset:0; opacity:.12; background-image:linear-gradient(120deg,transparent 49.5%,rgba(255,255,255,.3) 50%,transparent 50.5%); background-size:120px 120px; mask-image:linear-gradient(90deg,transparent 25%,black); }
.savings-hero-copy { position:relative; z-index:2; max-width:860px; }
.savings-hero h1 em { color:var(--gold); }
.savings-hero-copy > p:not(.eyebrow) { max-width:680px; color:rgba(255,255,255,.7); font-size:1.08rem; line-height:1.75; }
.savings-hero-note { position:absolute; left:max(6vw,1.5rem); bottom:2rem; padding-top:1rem; border-top:1px solid rgba(255,255,255,.2); color:rgba(255,255,255,.52); font-size:.65rem; letter-spacing:.15em; text-transform:uppercase; }
.savings-visual { position:relative; z-index:2; width:min(600px,42vw); aspect-ratio:1; justify-self:center; border-bottom:1px solid rgba(255,255,255,.22); }
.savings-visual::before { content:""; position:absolute; inset:5%; border:1px dashed rgba(216,173,103,.4); border-radius:50%; }
.saving-step { position:absolute; bottom:0; display:flex; flex-direction:column; justify-content:space-between; padding:1.2rem; color:var(--navy); background:linear-gradient(180deg,var(--gold),#bd8e48); border-radius:1rem 1rem 0 0; box-shadow:0 18px 40px rgba(0,0,0,.2); }
.saving-step span { font-size:.58rem; letter-spacing:.12em; }
.saving-step strong { font-family:Georgia,serif; font-size:clamp(1.2rem,2vw,2rem); font-weight:400; }
.saving-step-a { left:8%; width:24%; height:27%; }
.saving-step-b { left:36%; width:24%; height:45%; }
.saving-step-c { left:64%; width:24%; height:64%; }
.saving-goal { position:absolute; z-index:3; top:5%; right:3%; width:32%; aspect-ratio:1; display:grid; place-content:center; text-align:center; color:var(--navy); background:var(--peach); border:9px solid rgba(255,255,255,.12); border-radius:50%; font-family:Georgia,serif; font-size:clamp(2.5rem,5vw,5rem); box-shadow:0 0 70px rgba(216,173,103,.22); }
.saving-goal small { display:block; margin-top:.3rem; font-family:"Segoe UI",Arial,sans-serif; font-size:.5rem; font-weight:800; letter-spacing:.12em; text-transform:uppercase; }
.savings-intro { display:grid; grid-template-columns:minmax(150px,.3fr) 1fr; max-width:var(--max); margin:auto; }
.savings-intro h2 em { color:#137a72; font-weight:400; }
.savings-intro-columns { display:grid; grid-template-columns:1fr 1fr; gap:clamp(2rem,6vw,6rem); max-width:900px; margin-top:3rem; }
.savings-intro-columns p { margin:0; color:#5d6972; line-height:1.8; }
.saving-paths { color:white; background:#0c2d31; }
.saving-paths-heading { max-width:var(--max); margin:0 auto 4rem; }
.saving-paths-heading .kicker { color:var(--gold); }
.saving-path { display:grid; grid-template-columns:.4fr 1.15fr .65fr; gap:clamp(1.5rem,4vw,4rem); max-width:var(--max); margin:auto; padding:clamp(3rem,6vw,5rem) 0; border-top:1px solid rgba(255,255,255,.18); scroll-margin-top:100px; }
.saving-path:last-child { border-bottom:1px solid rgba(255,255,255,.18); }
.saving-path-featured { position:relative; }
.saving-path-featured::before { content:"Oszczędzanie + finansowanie"; position:absolute; top:1.2rem; right:0; padding:.4rem .65rem; color:var(--navy); background:var(--gold); border-radius:999px; font-size:.54rem; font-weight:850; letter-spacing:.1em; text-transform:uppercase; }
.saving-path-meta span { color:var(--gold); font-size:.67rem; letter-spacing:.15em; }
.saving-path-meta p { margin:1rem 0 0; font-size:.65rem; font-weight:800; letter-spacing:.12em; text-transform:uppercase; }
.saving-product-name { margin:0 0 1rem; color:var(--gold); font-size:.63rem; font-weight:800; letter-spacing:.14em; text-transform:uppercase; }
.saving-path-main h3 { max-width:720px; margin:0 0 1.3rem; font-family:Georgia,serif; font-size:clamp(2.3rem,4.3vw,4.7rem); font-weight:400; letter-spacing:-.045em; line-height:1; }
.saving-path-main > p:last-child { max-width:700px; color:rgba(255,255,255,.66); line-height:1.75; }
.saving-path-facts { align-self:end; display:grid; grid-template-columns:1fr 1fr; gap:.5rem 1rem; padding:1.3rem; background:rgba(255,255,255,.06); border:1px solid rgba(255,255,255,.14); border-radius:1rem; }
.saving-path-facts span { color:rgba(255,255,255,.45); font-size:.56rem; letter-spacing:.1em; text-transform:uppercase; }
.saving-path-facts strong { font-family:Georgia,serif; font-size:.9rem; font-weight:400; text-align:right; }
.saving-path-facts a { grid-column:1/-1; margin-top:.8rem; padding-top:.9rem; border-top:1px solid rgba(255,255,255,.18); color:var(--gold); font-size:.68rem; font-weight:800; }
.saving-choice { display:grid; grid-template-columns:.7fr 1.3fr; gap:clamp(3rem,7vw,7rem); max-width:var(--max); margin:auto; }
.saving-choice-grid { display:grid; grid-template-columns:1fr 1fr; gap:1px; background:var(--line); border:1px solid var(--line); }
.saving-choice-grid article { min-height:280px; padding:2rem; background:var(--paper); }
.saving-choice-grid span { color:#137a72; font-size:.65rem; letter-spacing:.14em; }
.saving-choice-grid h3 { margin:2.3rem 0 .8rem; font-family:Georgia,serif; font-size:2.3rem; font-weight:400; }
.saving-choice-grid p { color:#65717a; line-height:1.7; }
.savings-contact { min-height:650px; background:#137a72; }

/* Usługi dodatkowe */
.support-hero {
  position:relative;
  min-height:880px;
  display:grid;
  grid-template-columns:1.08fr .92fr;
  align-items:center;
  gap:4rem;
  padding:10rem max(6vw,1.5rem) 7rem;
  overflow:hidden;
  color:white;
  background:
    radial-gradient(circle at 80% 43%,rgba(233,128,102,.22),transparent 30%),
    linear-gradient(140deg,#30273b,#07111f 74%);
}
.support-hero::before { content:""; position:absolute; inset:0; opacity:.1; background-image:linear-gradient(rgba(255,255,255,.25) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.25) 1px,transparent 1px); background-size:48px 48px; mask-image:linear-gradient(90deg,transparent 24%,black); }
.support-hero-copy { position:relative; z-index:2; max-width:860px; }
.support-hero h1 em { color:var(--coral); }
.support-hero-copy > p:not(.eyebrow) { max-width:690px; color:rgba(255,255,255,.7); font-size:1.08rem; line-height:1.75; }
.support-hero-note { position:absolute; left:max(6vw,1.5rem); bottom:2rem; padding-top:1rem; border-top:1px solid rgba(255,255,255,.2); color:rgba(255,255,255,.52); font-size:.65rem; letter-spacing:.15em; text-transform:uppercase; }
.support-visual { position:relative; z-index:2; width:min(590px,41vw); aspect-ratio:1; justify-self:center; }
.support-paper { position:absolute; width:67%; height:40%; display:grid; grid-template-columns:auto 1fr auto; align-items:start; gap:1rem; padding:1.4rem; color:var(--navy); background:var(--paper); border-radius:1rem; box-shadow:0 24px 55px rgba(0,0,0,.28); }
.support-paper::after { content:""; position:absolute; left:1.4rem; right:1.4rem; top:56%; height:1px; background:var(--line); box-shadow:0 22px 0 var(--line),0 44px 0 var(--line); }
.support-paper span { font-size:.6rem; letter-spacing:.14em; }
.support-paper strong { font-family:Georgia,serif; font-size:clamp(1.2rem,2vw,2rem); font-weight:400; }
.support-paper i { width:28px; height:28px; display:grid; place-items:center; color:white; background:var(--coral); border-radius:50%; font-style:normal; }
.support-paper-a { top:5%; left:7%; transform:rotate(-8deg); }
.support-paper-b { top:30%; right:3%; transform:rotate(5deg); }
.support-paper-c { bottom:4%; left:12%; transform:rotate(-2deg); }
.support-stamp { position:absolute; z-index:4; right:1%; bottom:10%; width:28%; aspect-ratio:1; display:grid; place-content:center; text-align:center; color:white; background:var(--coral); border:8px solid rgba(255,255,255,.18); border-radius:50%; font-family:Georgia,serif; font-size:clamp(1.7rem,3vw,3rem); transform:rotate(9deg); }
.support-stamp small { font-size:.55em; }
.support-separation { display:flex; justify-content:flex-start; align-items:center; gap:1rem; max-width:var(--max); margin:1.5rem auto; padding:1rem 1.25rem; color:var(--navy); background:rgba(255,255,255,.76); border:1px solid var(--line); border-radius:1rem; }
.support-separation strong { padding:.35rem .55rem; color:white; background:var(--coral); border-radius:999px; font-size:.58rem; letter-spacing:.1em; text-transform:uppercase; }
.support-separation p { margin:0; font-size:.72rem; }
.support-draft-note { display:none; }
.support-draft-note strong { padding:.35rem .55rem; color:white; background:var(--navy); border-radius:999px; font-size:.58rem; letter-spacing:.1em; text-transform:uppercase; }
.support-draft-note p { margin:0; font-size:.72rem; }
.kindergeld-section { display:grid; grid-template-columns:.86fr 1.14fr; gap:clamp(3rem,8vw,8rem); align-items:center; max-width:var(--max); margin:auto; }
.kindergeld-intro h2 em { color:var(--coral); font-weight:400; }
.kindergeld-intro > p:last-child { max-width:580px; color:#65717a; line-height:1.8; }
.kindergeld-price-card { position:relative; padding:clamp(1.7rem,4vw,3.4rem); color:white; background:var(--navy); border-radius:var(--radius); box-shadow:0 28px 70px rgba(7,17,31,.15); }
.kindergeld-price { display:grid; grid-template-columns:1fr auto; gap:.4rem 1rem; align-items:end; padding-bottom:1.5rem; border-bottom:1px solid rgba(255,255,255,.18); }
.kindergeld-price span { font-size:.63rem; font-weight:800; letter-spacing:.13em; text-transform:uppercase; }
.kindergeld-price strong { grid-row:1/3; grid-column:2; color:var(--gold); font-family:Georgia,serif; font-size:clamp(3.5rem,6vw,6rem); font-weight:400; line-height:.85; }
.kindergeld-price small { color:rgba(255,255,255,.52); font-size:.62rem; }
.kindergeld-price-card ul { display:grid; gap:.85rem; margin:2rem 0; padding:0; list-style:none; }
.kindergeld-price-card li { color:rgba(255,255,255,.82); font-size:.82rem; }
.kindergeld-price-card li::before { content:"✓"; margin-right:.7rem; color:var(--coral); font-weight:900; }
.kindergeld-smallprint { margin:1.4rem 0 0; color:rgba(255,255,255,.5); font-size:.63rem; line-height:1.55; }
.support-services { color:white; background:#30273b; }
.support-services-heading { display:grid; grid-template-columns:.7fr 1fr; gap:1rem 4rem; max-width:var(--max); margin:0 auto 4rem; }
.support-services-heading .kicker { grid-column:1/-1; color:var(--coral); }
.support-services-heading h2 { margin:0; }
.support-services-heading > p:last-child { max-width:570px; margin:0; color:rgba(255,255,255,.62); line-height:1.75; }
.support-services-grid { display:grid; grid-template-columns:1fr 1fr; gap:1rem; max-width:var(--max); margin:auto; }
.support-service-card { min-height:440px; display:flex; flex-direction:column; padding:clamp(1.6rem,3vw,2.7rem); color:var(--navy); background:var(--paper); border-radius:var(--radius); }
.support-service-card-dark { color:white; background:var(--navy); border:1px solid rgba(255,255,255,.12); }
.support-service-card-accent { background:var(--peach); }
.support-service-card-wide { grid-column:1/-1; min-height:340px; color:white; background:var(--coral); }
.support-service-card > span { align-self:flex-end; opacity:.45; font-size:.65rem; letter-spacing:.15em; }
.support-service-card > p:first-of-type { margin:0; font-size:.61rem; font-weight:800; letter-spacing:.13em; text-transform:uppercase; opacity:.6; }
.support-service-card h3 { margin:auto 0 1.2rem; font-family:Georgia,serif; font-size:clamp(2.2rem,4vw,4rem); font-weight:400; letter-spacing:-.04em; line-height:1; }
.support-service-card ul { display:grid; gap:.6rem; margin:0 0 2rem; padding:0; list-style:none; opacity:.72; }
.support-service-card li::before { content:"↗"; margin-right:.6rem; color:var(--coral); }
.support-service-card-wide li::before { color:var(--navy); }
.support-service-card > p:not(:first-of-type) { max-width:760px; margin:0 0 2rem; opacity:.75; line-height:1.7; }
.support-service-card > strong { margin-top:auto; padding-top:1rem; border-top:1px solid currentColor; font-size:.67rem; letter-spacing:.08em; text-transform:uppercase; opacity:.78; }
.draft-pricing { color:white; background:var(--navy); }
.draft-pricing-heading { display:grid; grid-template-columns:.75fr 1fr; gap:1rem 4rem; max-width:var(--max); margin:0 auto 4rem; }
.draft-pricing-heading .kicker { grid-column:1/-1; color:var(--gold); }
.draft-pricing-heading h2 { margin:0; }
.draft-pricing-heading > p:last-child { max-width:610px; margin:0; color:rgba(255,255,255,.62); line-height:1.75; }
.draft-price-groups { display:grid; grid-template-columns:1fr 1fr; gap:1rem; max-width:var(--max); margin:auto; }
.draft-price-group { padding:clamp(1.5rem,3vw,2.5rem); color:var(--navy); background:var(--paper); border-radius:var(--radius); }
.draft-price-group-dark { color:white; background:#30273b; border:1px solid rgba(255,255,255,.14); }
.draft-price-group-accent { background:var(--peach); }
.draft-price-group > p { margin:0 0 1.7rem; font-family:Georgia,serif; font-size:clamp(1.7rem,3vw,2.8rem); }
.draft-price-group dl { display:grid; gap:0; margin:0; }
.draft-price-group dl div { display:grid; grid-template-columns:1fr auto; gap:1rem; padding:.9rem 0; border-top:1px solid currentColor; }
.draft-price-group dt { opacity:.68; font-size:.72rem; line-height:1.45; }
.draft-price-group dd { margin:0; font-family:Georgia,serif; font-size:1rem; white-space:nowrap; }
.support-rules { display:grid; grid-template-columns:.65fr 1.35fr; gap:clamp(3rem,7vw,7rem); max-width:var(--max); margin:auto; }
.support-rules-grid { display:grid; grid-template-columns:1fr 1fr; gap:1rem; }
.support-rule { min-height:340px; padding:2rem; border:1px solid var(--line); border-radius:var(--radius); }
.support-rule > span { width:42px; height:42px; display:grid; place-items:center; color:white; border-radius:50%; font-size:1.3rem; }
.support-rule-yes > span { background:#137a72; }
.support-rule-no > span { background:var(--coral); }
.support-rule h3 { margin:3.2rem 0 .8rem; font-family:Georgia,serif; font-size:2.4rem; font-weight:400; }
.support-rule p { color:#65717a; line-height:1.7; }
.support-contact { min-height:650px; background:#30273b; }
.support-product-list { padding-top:clamp(4.5rem,7vw,7rem); background:linear-gradient(145deg,#352b40,#261f30); }
.support-product-list .product-heading { display:grid; grid-template-columns:.52fr 1fr; align-items:end; gap:1rem 4rem; }
.support-product-list .product-heading .kicker { grid-column:1/-1; color:var(--gold); }
.support-product-list .product-heading h2 { grid-column:1/-1; max-width:820px; font-size:clamp(3rem,5.1vw,5.6rem); }
.support-product-list .finance-product { grid-template-columns:110px minmax(0,1fr) 240px; gap:clamp(1.5rem,3vw,3rem); margin:0 auto 1.25rem; padding:clamp(2.2rem,4vw,3.4rem); background:linear-gradient(135deg,rgba(255,255,255,.055),rgba(255,255,255,.025)); border:1px solid rgba(255,255,255,.12); border-radius:1.35rem; }
.support-product-list .finance-product:last-child { margin-bottom:0; }
.support-product-list .product-main h3 { max-width:650px; font-size:clamp(2.05rem,3.1vw,3.45rem); line-height:1.04; }
.support-product-list .product-main > p { max-width:650px; }
.support-product-list .product-aside { align-self:center; background:rgba(7,17,31,.28); }
.support-product-list .product-meta p { line-height:1.5; }
.service-legal-note { margin-top:1.5rem !important; padding-top:1rem; border-top:1px solid rgba(255,255,255,.14); font-size:.66rem; }
.source-only { display:none !important; }

/* Planowanie majątku */
.wealth-hero {
  position:relative;
  min-height:900px;
  display:grid;
  grid-template-columns:1.06fr .94fr;
  align-items:center;
  gap:4rem;
  padding:10rem max(6vw,1.5rem) 7rem;
  overflow:hidden;
  color:white;
  background:
    radial-gradient(circle at 79% 46%,rgba(216,173,103,.2),transparent 28%),
    linear-gradient(142deg,#233348,#07111f 72%);
}
.wealth-hero::before { content:""; position:absolute; inset:0; opacity:.12; background:repeating-linear-gradient(90deg,transparent 0 69px,rgba(255,255,255,.2) 70px),repeating-linear-gradient(0deg,transparent 0 69px,rgba(255,255,255,.2) 70px); mask-image:linear-gradient(90deg,transparent 25%,black); }
.wealth-hero-copy { position:relative; z-index:2; max-width:880px; }
.wealth-hero h1 em { color:var(--gold); }
.wealth-hero-copy > p:not(.eyebrow) { max-width:700px; color:rgba(255,255,255,.7); font-size:1.08rem; line-height:1.75; }
.wealth-path { position:relative; z-index:2; width:min(480px,34vw); aspect-ratio:2/3; justify-self:center; }
.wealth-path-line { position:absolute; inset:0; width:100%; height:100%; overflow:visible; }
.wealth-path-line path { fill:none; stroke:rgba(216,173,103,.5); stroke-width:2.5; stroke-dasharray:2 10; stroke-linecap:round; }
.path-point { position:absolute; z-index:3; padding:.65rem .9rem; background:rgba(15,32,52,.78); border:1px solid rgba(255,255,255,.27); border-radius:999px; backdrop-filter:blur(8px); font-size:.6rem; letter-spacing:.1em; text-transform:uppercase; white-space:nowrap; transform:translate(-50%,-50%); }
.path-point::before { content:""; display:inline-block; width:6px; height:6px; margin-right:.45rem; background:var(--coral); border-radius:50%; }
.path-point-start { left:17.5%; top:93.3%; }
.path-point-a { left:30%; top:73.3%; }
.path-point-b { left:57.5%; top:50%; }
.path-point-c { left:47.5%; top:30%; }
.path-point-d { left:59%; top:22%; }
.path-goal { position:absolute; z-index:3; left:82.5%; top:11.7%; transform:translate(-50%,-50%); width:34%; aspect-ratio:1; display:grid; align-content:center; justify-items:center; gap:.35rem; text-align:center; color:var(--navy); background:var(--gold); border:9px solid rgba(255,255,255,.14); border-radius:50%; font-family:Georgia,serif; font-size:clamp(1.4rem,2.4vw,2.1rem); font-weight:400; line-height:1; box-shadow:0 0 70px rgba(216,173,103,.28),0 24px 40px rgba(0,0,0,.25); }
.path-goal span { font-family:"Segoe UI",Arial,sans-serif; font-size:.48rem; font-weight:800; letter-spacing:.1em; text-transform:uppercase; }
.wealth-intro { display:grid; grid-template-columns:minmax(150px,.3fr) 1fr; max-width:var(--max); margin:auto; }
.wealth-intro h2 em { color:var(--coral); font-weight:400; }
.wealth-intro-columns { display:grid; grid-template-columns:1fr 1fr; gap:clamp(2rem,6vw,6rem); max-width:900px; margin-top:3rem; }
.wealth-intro-columns p { margin:0; color:#5d6972; line-height:1.8; }
.wealth-directions { color:var(--navy); background:var(--cream); }
.wealth-directions-heading { display:grid; grid-template-columns:.75fr 1fr; gap:1rem 4rem; max-width:var(--max); margin:0 auto 4rem; }
.wealth-directions-heading .kicker { grid-column:1/-1; color:var(--coral); }
.wealth-directions-heading h2 { margin:0; }
.wealth-directions-heading > p:last-child { max-width:610px; margin:0; color:rgba(7,17,31,.65); line-height:1.75; }
.wealth-directions-layout { display:grid; grid-template-columns:.78fr 1.22fr; gap:1rem; max-width:var(--max); margin:auto; }
.wealth-directions-core { position:relative; min-height:620px; display:flex; flex-direction:column; justify-content:flex-end; overflow:hidden; padding:clamp(2rem,4vw,4rem); color:var(--navy); background:var(--paper); border:1px solid rgba(7,17,31,.08); border-radius:var(--radius); }
.wealth-directions-core::before { content:""; position:absolute; width:440px; aspect-ratio:1; top:-170px; right:-170px; border:1px solid rgba(235,128,102,.3); border-radius:50%; box-shadow:0 0 0 55px rgba(235,128,102,.04),0 0 0 110px rgba(235,128,102,.03); }
.wealth-directions-core::after { content:""; position:absolute; top:3.8rem; right:3.8rem; width:10px; height:10px; background:var(--coral); border-radius:50%; box-shadow:0 0 28px rgba(235,128,102,.55); }
.wealth-core-number { position:absolute; top:clamp(2rem,4vw,4rem); left:clamp(2rem,4vw,4rem); color:var(--coral); font-family:Georgia,serif; font-size:clamp(4rem,8vw,8rem); line-height:1; letter-spacing:-.07em; }
.wealth-directions-core > p { position:relative; z-index:1; margin:0 0 1rem; color:rgba(7,17,31,.48); font-size:.65rem; font-weight:800; letter-spacing:.13em; text-transform:uppercase; }
.wealth-directions-core h3 { position:relative; z-index:1; margin:0 0 2.5rem; font-family:Georgia,serif; font-size:clamp(2.6rem,4.2vw,4.7rem); font-weight:400; letter-spacing:-.045em; line-height:.98; }
.wealth-directions-core h3 em { color:var(--coral); font-weight:400; }
.wealth-directions-core a { position:relative; z-index:1; display:flex; justify-content:space-between; align-items:center; padding:1.1rem 0; color:var(--navy); border-top:1px solid rgba(7,17,31,.15); border-bottom:1px solid rgba(7,17,31,.15); font-size:.7rem; font-weight:800; letter-spacing:.08em; text-transform:uppercase; }
.wealth-directions-core a span { color:var(--coral); font-size:1rem; }
.wealth-directions-list { display:grid; gap:1rem; }
.wealth-direction { min-height:112px; display:grid; grid-template-columns:auto 1fr auto; align-items:center; gap:clamp(1rem,2.5vw,2.2rem); padding:1.4rem clamp(1.3rem,3vw,2.5rem); background:rgba(255,255,255,.68); border:1px solid rgba(7,17,31,.1); border-radius:var(--radius); transition:transform .25s ease,background .25s ease; }
.wealth-direction:hover { transform:translateX(-6px); background:white; }
.wealth-direction > span { color:var(--coral); font-size:.62rem; font-weight:800; letter-spacing:.14em; }
.wealth-direction h3 { margin:0 0 .45rem; font-family:Georgia,serif; font-size:clamp(1.35rem,2vw,2rem); font-weight:400; letter-spacing:-.025em; }
.wealth-direction p { margin:0; color:rgba(7,17,31,.6); font-size:.85rem; line-height:1.55; }
.wealth-direction small { max-width:92px; color:rgba(7,17,31,.42); font-size:.55rem; font-weight:800; letter-spacing:.1em; text-align:right; text-transform:uppercase; }
.wealth-directions-note { max-width:var(--max); margin:2rem auto 0; padding-top:1.5rem; border-top:1px solid rgba(7,17,31,.15); color:rgba(7,17,31,.48); font-size:.68rem; line-height:1.7; }
.wealth-contact { min-height:650px; background:#233348; }

@media (max-width: 900px) {
  .inner-hero, .finance-hero, .insurance-hero, .savings-hero, .support-hero, .wealth-hero { grid-template-columns:1fr; }
  .offer-symbol, .offer-portrait, .finance-route, .finance-visual, .protection-map, .insurance-visual, .savings-visual, .support-visual, .wealth-path { width:min(540px,80vw); justify-self:center; }
  .offer-portrait { height:650px; min-height:0; }
  .catalog-grid { grid-template-columns:1fr; }
  .mini-contact { align-items:flex-start; flex-direction:column; }
  .mini-contact-actions { width:100%; justify-content:flex-start; }
  .mini-contact-actions .button { width:100%; }
  .finance-intro, .insurance-intro, .savings-intro, .wealth-intro, .finance-process, .saving-choice, .kindergeld-section, .support-rules { grid-template-columns:1fr; }
  .finance-contact { grid-template-columns:1fr; }
  .finance-product { grid-template-columns:.25fr 1.1fr; }
  .product-aside { grid-column:2; }
  .inner-header-dark:has(.main-nav.open) { background:var(--navy); }
  .coverage-heading { grid-template-columns:1fr; }
  .insurance-showcase-heading { grid-template-columns:1fr; }
  .insurance-slide { flex-basis:calc((100% - 1rem)/2); }
  .protection-line { grid-template-columns:.25fr 1fr; }
  .protection-line-aside { grid-column:2; }
  .saving-path { grid-template-columns:.25fr 1fr; }
  .saving-path-facts { grid-column:2; }
  .support-services-heading { grid-template-columns:1fr; }
  .draft-pricing-heading { grid-template-columns:1fr; }
  .wealth-directions-heading { grid-template-columns:1fr; }
  .wealth-directions-layout { grid-template-columns:1fr; }
  .wealth-directions-core { min-height:520px; }
  .contact-home { min-height:1050px; align-content:start; }
  .contact-home .contact-content { width:100%; max-width:720px; }
  .contact-home .contact-photo { inset:auto 0 0; width:100%; height:50%; }
  .contact-home .contact-photo::before { background:linear-gradient(180deg,var(--coral) 0%,rgba(233,128,102,.75) 12%,transparent 45%),linear-gradient(0deg,rgba(7,17,31,.15),transparent 45%); }
  .contact-home .contact-photo img { object-position:center 23%; }
}

@media (max-width: 600px) {
  .inner-hero { min-height:760px; padding-top:8rem; }
  .inner-hero h1, .finance-hero h1, .insurance-hero h1, .savings-hero h1, .support-hero h1, .wealth-hero h1 { font-size:clamp(3.2rem,15vw,5rem); }
  .offer-symbol { width:90vw; margin-bottom:-12rem; opacity:.58; }
  .offer-portrait { width:100%; max-width:430px; height:580px; margin:0 auto; }
  .catalog-card { min-height:390px; }
  .finance-hero { min-height:930px; padding-top:8rem; }
  .finance-route { width:112vw; margin:-2rem -12vw -12rem; opacity:.62; }
  .insurance-hero { min-height:960px; padding-top:8rem; }
  .protection-map { width:112vw; margin:-2rem -12vw -12rem; opacity:.62; }
  .savings-hero { min-height:940px; padding-top:8rem; }
  .savings-visual { width:105vw; margin:-1rem -8vw -9rem; opacity:.78; }
  .support-hero { min-height:980px; padding-top:8rem; }
  .support-visual { width:105vw; margin:-2rem -8vw -10rem; opacity:.78; }
  .wealth-hero { min-height:980px; padding-top:8rem; }
  .support-separation, .support-draft-note { align-items:flex-start; flex-direction:column; }
  .support-separation { margin:1rem; }
  .contact.contact-home { min-height:1050px; padding-bottom:8rem; }
  .support-product-list .product-heading { grid-template-columns:1fr; }
  .insurance-draft-note { align-items:flex-start; flex-direction:column; }
  .insurance-slide { flex-basis:100%; }
  .insurance-slide-copy { min-height:138px; }
  .insurance-slider-footer { grid-template-columns:1fr; }
  .insurance-slider-tools { width:100%; min-width:0; justify-items:stretch; }
  .insurance-slider-controls { justify-content:space-between; }
  .finance-subnav { justify-content:flex-start; top:70px; }
  .finance-intro-columns, .insurance-intro-columns, .savings-intro-columns, .wealth-intro-columns, .finance-steps, .coverage-grid, .saving-choice-grid { grid-template-columns:1fr; }
  .finance-product { grid-template-columns:1fr; }
  .product-aside { grid-column:auto; }
  .finance-disclaimer { grid-template-columns:1fr; }
  .finance-form-card { grid-template-columns:1fr; }
  .online-qr { width:min(180px,70vw); }
  .coverage-card-wide { grid-column:auto; }
  .protection-line { grid-template-columns:1fr; }
  .protection-line-aside { grid-column:auto; }
  .saving-path { grid-template-columns:1fr; }
  .saving-path-facts { grid-column:auto; }
  .support-services-grid, .support-rules-grid, .draft-price-groups { grid-template-columns:1fr; }
  .support-service-card-wide { grid-column:auto; }
  .kindergeld-price { grid-template-columns:1fr; }
  .kindergeld-price strong { grid-row:auto; grid-column:auto; margin-top:.7rem; }
  .wealth-directions-core { min-height:500px; }
  .wealth-direction { grid-template-columns:auto 1fr; }
  .wealth-direction small { grid-column:2; max-width:none; text-align:left; }
}